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ETF Comparison

SCHY vs VYMI: Which Is the Better Pick in 2026?

A head-to-head comparison of Schwab International Dividend Equity ETF and Vanguard International High Dividend Yield ETF covering yield, cost, risk, and income potential.

Data updated July 15, 2026

ETFs34
Total AUM$574B

ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.

Schwab is known for offering low-cost, broad-based ETFs that serve both core portfolio holdings and specialized investment strategies. Their 33-fund lineup spans multiple asset classes including bonds, equities, international markets, digital assets, and factor-based strategies, with a notable emphasis on dividend-focused funds like SCHD alongside core index options. The issuer emphasizes accessibility for individual investors through competitive expense ratios and a diverse range of fund families designed to support various investment objectives.

See our curated list of related YouTube videos on SCHY.

ETFs115
Total AUM$4484B

ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.

Vanguard is known for offering low-cost, passively managed ETFs that emphasize broad market exposure and long-term investing. The company operates 175 ETFs across diverse fund families including Index, Bond, Equity, Dividend, Income, International, Factor, and ESG strategies, serving investors with various goals from core portfolio building to specialized income generation. Notable for its scale and popular tickers like VB (total U.S. small-cap), BND (total bond market), and VBIAX (international bonds), Vanguard focuses on providing comprehensive, index-based investment solutions with an emphasis on cost efficiency and accessibility.

See our curated list of related YouTube videos on VYMI.

Side-by-side snapshot

SCHYVYMI
Full nameSchwab International Dividend Equity ETFVanguard International High Dividend Yield ETF
IssuerSchwabVanguard
Last Close$32.19 as of July 15, 2026$100.79 as of July 15, 2026
Distribution yield4.44%4.99%
Distribution Safety Score 8688
Expense ratio0.14%0.22%
AUM$2.31B$19.7B
Distribution frequencyQuarterlyQuarterly
Underlying indexDow Jones International Dividend 100 IndexFTSE All-World ex US High Dividend Yield Index
ObjectiveSeeks to track as closely as possible, before fees and expenses, the total return of the Dow Jones International Dividend 100 Index.Dividend Income
Asset classEquityEquity
Inception date04/28/202102/25/2016
Beta0.810.74
Last dividend$0.3570$1.2570
Ex-dividend date06/24/202606/18/2026

Bottom lineChoose SCHY if you want a quality-dividend tilt rather than the whole market. Choose VYMI if you want higher current income (4.99% vs 4.44% for SCHY).

Income calculator

See how much monthly income a hypothetical investment would generate in each ETF at current yields.

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Visual comparison

Key metrics

Projected income on $10K

Projections assume the current yield and share price remain constant. Actual results will vary.

Quick verdict

SCHY (Schwab International Dividend Equity ETF) and VYMI (Vanguard International High Dividend Yield ETF) are both quarterly-pay dividend ETFs, but they take different approaches.

VYMI offers the higher yield at 4.99% vs 4.44% for SCHY. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.

SCHY is cheaper with an expense ratio of 0.14% compared to 0.22%.

They track different benchmarks: SCHY is linked to Dow Jones International Dividend 100 Index while VYMI tracks FTSE All-World ex US High Dividend Yield Index, which means their performance drivers differ.

VYMI is the larger fund by assets ($19.7B), which generally means tighter spreads and better liquidity.

Who should choose each?

Choose SCHY

Schwab International Dividend Equity ETF

  • Want a quality-dividend tilt — screened payers rather than the broad index.
  • Want to keep costs low — a 0.14% expense ratio vs 0.22% for VYMI.

Choose VYMI

Vanguard International High Dividend Yield ETF

  • Want higher current income — VYMI yields 4.99% vs 4.44% for SCHY.
  • Want a quality-dividend tilt — screened payers rather than the broad index.

Not sure? Use the income calculator and snapshot above to weigh these trade-offs against your own goals.

Deep dive

Yield & income

On a $10,000 investment, SCHY would generate roughly $37.00/month, while VYMI would produce $41.58/month, at current distribution rates. Both pay quarterly distributions.

SCHY yield4.44%
VYMI yield4.99%
Monthly diff on $10K$4.58

Cost & efficiency

Over 10 years on $10,000, SCHY would cost approximately $140 in fees vs $220 for VYMI (simplified, not compounded). The $80.00 difference may be offset by yield or performance.

SCHY ER0.14%
VYMI ER0.22%

Strategy & risk

SCHY tracks Dow Jones International Dividend 100 Index with a dividend approach, while VYMI tracks FTSE All-World ex US High Dividend Yield Index with a dividend income approach. Beta is 0.81 for SCHY and 0.74 for VYMI, indicating VYMI is less volatile relative to the market.

SCHY beta0.81
VYMI beta0.74

Fund details

SCHY is managed by Schwab (launched 04/28/2021) with $2.31B in assets. VYMI is managed by Vanguard (launched 02/25/2016) with $19.7B in assets.

SCHY AUM$2.31B
VYMI AUM$19.7B

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Frequently asked questions

Is SCHY or VYMI better for dividend income?

It depends on your goals. VYMI currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.

What is the difference between SCHY and VYMI?

SCHY (Schwab International Dividend Equity ETF) tracks Dow Jones International Dividend 100 Index with a dividend approach, while VYMI (Vanguard International High Dividend Yield ETF) tracks FTSE All-World ex US High Dividend Yield Index with a dividend income approach. They are issued by Schwab and Vanguard respectively.

Can I hold both SCHY and VYMI?

Yes — nothing prevents holding both. Whether the combination actually diversifies depends on how much the underlying exposures overlap, which isn't fully measurable from the data on this page; review each security's holdings, sector, and strategy before treating them as complementary.

Which has lower fees, SCHY or VYMI?

SCHY has an expense ratio of 0.14% while VYMI charges 0.22%. Lower fees mean more of your investment returns stay in your pocket over time.

How much income does $10,000 in SCHY vs VYMI generate?

At current rates, $10,000 in SCHY would generate roughly $37.00 per month ($444.00 annually). The same in VYMI would produce about $41.58 per month ($499.00 annually).

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