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ETF Comparison

VOO vs SPYI: Which Is the Better Pick in 2026?

A head-to-head comparison of Vanguard S&P 500 ETF and NEOS S&P 500 High Income ETF covering yield, cost, risk, and income potential.

Data updated April 5, 2026

Side-by-side snapshot

VOOSPYI
Full nameVanguard S&P 500 ETFNEOS S&P 500 High Income ETF
IssuerVanguardNEOS
Price$602.30$49.65
Distribution yield1.12%11.84%
Expense ratio0.03%0.68%
AUM$1512.9B$8.1B
Distribution frequencyQuarterlyMonthly
Underlying indexS&P 500 IndexS&P 500 Index
ObjectiveTrack the performance of the S&P 500 Index, representing 500 of the largest U.S. companies.Seeks to generate high monthly income in a tax efficient manner while targeting equity appreciation.
Asset classEquityEquity
Inception date09/07/201008/29/2022
Beta1.00.68
Last dividend$1.87$0.51
Ex-dividend date03/27/202603/18/2026

Visual comparison

Key metrics

Projected income on $10K

Projections assume the current yield and share price remain constant. Actual results will vary.

Quick verdict

VOO (Vanguard S&P 500 ETF) and SPYI (NEOS S&P 500 High Income ETF) are both popular quarterly-pay track the performance of the s&p 500 index, representing 500 of the largest u.s. companies. ETFs, but they take different approaches.

SPYI offers the higher yield at 11.84% vs 1.12% for VOO. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.

VOO is cheaper with an expense ratio of 0.03% compared to 0.68%.

VOO is the larger fund by assets ($1512.9B), which generally means tighter spreads and better liquidity.

Deep dive

Yield & income

On a $10,000 investment, VOO would generate roughly $9.33/month while SPYI would produce $98.67/month at current distribution rates. Both pay quarterly distributions.

VOO yield1.12%
SPYI yield11.84%
Monthly diff on $10K$89.33

Cost & efficiency

Over 10 years on $10,000, VOO would cost approximately $30 in fees vs $680 for SPYI (simplified, not compounded). The $650.00 difference may be offset by yield or performance.

VOO ER0.03%
SPYI ER0.68%

Strategy & risk

VOO tracks S&P 500 Index with a track the performance of the s&p 500 index, representing 500 of the largest u.s. companies. approach, while SPYI tracks S&P 500 Index using a seeks to generate high monthly income in a tax efficient manner while targeting equity appreciation. strategy. Beta is 1.0 for VOO and 0.68 for SPYI, indicating SPYI is less volatile relative to the market.

VOO beta1.0
SPYI beta0.68

Fund details

VOO is managed by Vanguard (launched 09/07/2010) with $1512.9B in assets. SPYI is managed by NEOS (launched 08/29/2022) with $8.1B in assets.

VOO AUM$1512.9B
SPYI AUM$8.1B

Income calculator

See how much monthly income a hypothetical investment would generate in each ETF at current yields.

Frequently asked questions

Is VOO or SPYI better for dividend income?

It depends on your goals. SPYI currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.

What is the difference between VOO and SPYI?

VOO (Vanguard S&P 500 ETF) tracks S&P 500 Index with a track the performance of the s&p 500 index, representing 500 of the largest u.s. companies. strategy, while SPYI (NEOS S&P 500 High Income ETF) tracks S&P 500 Index with a seeks to generate high monthly income in a tax efficient manner while targeting equity appreciation. approach. They are issued by Vanguard and NEOS respectively.

Can I hold both VOO and SPYI?

Yes. Many income investors hold both to diversify across different strategies and underlying indexes. This can reduce concentration risk while maintaining a strong income stream.

Which has lower fees, VOO or SPYI?

VOO has an expense ratio of 0.03% while SPYI charges 0.68%. Lower fees mean more of your investment returns stay in your pocket over time.

How much income does $10,000 in VOO vs SPYI generate?

At current yields, $10,000 in VOO would generate roughly $9.33 per month ($112.00 annually). The same in SPYI would produce about $98.67 per month ($1,184.00 annually).

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