ETF Comparison
VT vs SPYI: Which Is the Better Pick in 2026?
A head-to-head comparison of Vanguard Total World Stock ETF and NEOS S&P 500 High Income ETF covering yield, cost, risk, and income potential.
Data updated April 2, 2026
Side-by-side snapshot
| VT | SPYI | |
|---|---|---|
| Full name | Vanguard Total World Stock ETF | NEOS S&P 500 High Income ETF |
| Issuer | Vanguard | NEOS |
| Price | $138.32 | $49.37 |
| Distribution yield | 1.74% | 12.04% |
| Expense ratio | 0.06% | 0.68% |
| AUM | $83.5B | $8.1B |
| Distribution frequency | Quarterly | Monthly |
| Underlying index | FTSE Global All Cap Index | S&P 500 Index |
| Objective | Track the FTSE Global All Cap Index, covering developed and emerging markets. | Seeks to generate high monthly income in a tax efficient manner while targeting equity appreciation. |
| Asset class | Equity | Equity |
| Inception date | 06/24/2008 | 08/29/2022 |
| Beta | 1.01 | 0.68 |
| Last dividend | $0.33 | $0.53 |
| Ex-dividend date | 03/20/2026 | 01/21/2026 |
Visual comparison
Key metrics
Projected income on $10K
Quick verdict
VT (Vanguard Total World Stock ETF) and SPYI (NEOS S&P 500 High Income ETF) are both popular quarterly-pay track the ftse global all cap index, covering developed and emerging markets. ETFs, but they take different approaches.
SPYI offers the higher yield at 12.04% vs 1.74% for VT. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.
VT is cheaper with an expense ratio of 0.06% compared to 0.68%.
They track different benchmarks: VT is linked to FTSE Global All Cap Index while SPYI tracks S&P 500 Index, which means their performance drivers differ.
VT is the larger fund by assets ($83.5B), which generally means tighter spreads and better liquidity.
Deep dive
Yield & income
On a $10,000 investment, VT would generate roughly $14.50/month while SPYI would produce $100.33/month at current distribution rates. Both pay quarterly distributions.
Cost & efficiency
Over 10 years on $10,000, VT would cost approximately $60 in fees vs $680 for SPYI (simplified, not compounded). The $620.00 difference may be offset by yield or performance.
Strategy & risk
VT tracks FTSE Global All Cap Index with a track the ftse global all cap index, covering developed and emerging markets. approach, while SPYI tracks S&P 500 Index using a seeks to generate high monthly income in a tax efficient manner while targeting equity appreciation. strategy. Beta is 1.01 for VT and 0.68 for SPYI, indicating SPYI is less volatile relative to the market.
Fund details
VT is managed by Vanguard (launched 06/24/2008) with $83.5B in assets. SPYI is managed by NEOS (launched 08/29/2022) with $8.1B in assets.
Income calculator
See how much monthly income a hypothetical investment would generate in each ETF at current yields.
Frequently asked questions
Is VT or SPYI better for dividend income?
It depends on your goals. SPYI currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.
What is the difference between VT and SPYI?
VT (Vanguard Total World Stock ETF) tracks FTSE Global All Cap Index with a track the ftse global all cap index, covering developed and emerging markets. strategy, while SPYI (NEOS S&P 500 High Income ETF) tracks S&P 500 Index with a seeks to generate high monthly income in a tax efficient manner while targeting equity appreciation. approach. They are issued by Vanguard and NEOS respectively.
Can I hold both VT and SPYI?
Yes. Many income investors hold both to diversify across different strategies and underlying indexes. This can reduce concentration risk while maintaining a strong income stream.
Which has lower fees, VT or SPYI?
VT has an expense ratio of 0.06% while SPYI charges 0.68%. Lower fees mean more of your investment returns stay in your pocket over time.
How much income does $10,000 in VT vs SPYI generate?
At current yields, $10,000 in VT would generate roughly $14.50 per month ($174.00 annually). The same in SPYI would produce about $100.33 per month ($1,204.00 annually).
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