ETF Comparison

XOM vs XOMO: Which Is the Better Pick in 2026?

A head-to-head comparison of Exxon Mobil Corporation and YieldMax XOM Option Income Strategy ETF covering yield, cost, risk, and income potential.

Data updated July 8, 2026

Bottom lineChoose XOM if you want broad equity exposure. Choose XOMO if you want to maximize current income — roughly 33.78%, generated by selling options premium. There's no free lunch: XOMO's payout comes from selling options, which caps upside and can erode the share price over time, while XOM keeps full price exposure.

YieldMax

ETFs60

Total AUM$9.78B

ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.

YieldMax is known for specializing in options-based and income-focused ETFs that emphasize yield generation through covered call strategies and other income-producing methodologies. The firm operates a diverse lineup of 63 funds organized across multiple families including covered call strategies, 0DTE (zero days to expiration) options, double distribution approaches, and various target-date and performance-based portfolios designed to generate regular distributions. Notable offerings span popular underlying assets like major technology stocks and broad market indices, with a particular emphasis on providing enhanced income solutions for investors seeking regular cash flows through options strategies and other tactical approaches.

See our curated list of related YouTube videos on XOMO.

See all YieldMax ETFs

Side-by-side snapshot

	XOM	XOMO
Full name	Exxon Mobil Corporation	YieldMax XOM Option Income Strategy ETF
Issuer	—	YieldMax
Last Close	$141.69 as of July 8, 2026	$10.78 as of July 8, 2026
Distribution yield	3.02%	33.78%
Distribution Safety Score	100	87
Expense ratio	—	1.01%
AUM	—	$25.4M
Distribution frequency	Quarterly	Weekly
Underlying index	—	ExxonMobil (XOM)
Objective	Explores, produces, and sells crude oil, natural gas, and petroleum products, and manufactures commodity petrochemicals worldwide.	Covered Call
Asset class	Equity	Equity
Inception date	N/A	08/29/2023
Beta	0.162	—
Last dividend	$1.0300	$0.0700
Ex-dividend date	05/15/2026	07/09/2026

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Visual comparison

Key metrics

Projected income on $10K

Projections assume the current yield and share price remain constant. Actual results will vary.

Total returns

XOM has outpaced XOMO over the trailing twelve months, posting a 31.59% total return against 13.06%. The lead holds up over 3 years too: XOM has compounded at 14.93% a year, against 3.46% for XOMO. Figures are total returns: price change plus every distribution reinvested.

Symbol	YTD	1Y	3Y	Since Aug 2023	Volatility	Sharpe	Sortino	Max drawdown
XOM	17.08%	31.59%	14.93%	12.45%	23.3%	0.41	0.56	-20.1%
XOMO	5.60%	13.06%	3.46%	3.46%	19.3%	-0.06	-0.07	-20.8%

Total return with all distributions reinvested on the ex-dividend date, split-adjusted, as of July 7, 2026. YTD and 1Y are cumulative; longer windows are annualized. “Since Aug 2023” measures every fund from August 31, 2023 — the youngest fund's first trading day — so all funds share one comparison window. Volatility is the annualized standard deviation of daily total returns over the trailing 3 years. Sharpe and Sortino divide the annualized return in excess of the risk-free rate by, respectively, that volatility and the downside deviation (both over the trailing 3 years) — higher is better. Max drawdown is the largest peak-to-trough total-return decline over the same window — shallower is better.

Quick verdict

XOM (Exxon Mobil Corporation) is a stock, while XOMO (YieldMax XOM Option Income Strategy ETF) is an ETF — they take fundamentally different approaches.

XOMO offers the higher yield at 33.78% vs 3.02% for XOM. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.

Deep dive

Yield & income

On a $10,000 investment, XOM would generate roughly $25.17/month, while XOMO would produce $281.50/month, at current distribution rates.

XOM yield3.02%

XOMO yield33.78%

Monthly diff on $10K$256.33

Cost & efficiency

Over 10 years on $10,000, XOM would cost approximately $0 in fees vs $1,010 for XOMO (simplified, not compounded). The $1,010.00 difference may be offset by yield or performance.

XOM ER—

XOMO ER1.01%

Strategy & risk

XOM is a stock, while XOMO tracks ExxonMobil (XOM) with a covered call approach.

XOM beta0.162

XOMO beta—

Fund details

XOM is managed by — (launched 01/02/1962) with — in assets. XOMO is managed by YieldMax (launched 08/29/2023) with $25.4M in assets.

XOM AUM—

XOMO AUM$25.4M

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Frequently asked questions

Is XOM or XOMO better for dividend income?

It depends on your goals. XOMO currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.

What is the difference between XOM and XOMO?

XOM (Exxon Mobil Corporation) is a stock, while XOMO (YieldMax XOM Option Income Strategy ETF) tracks ExxonMobil (XOM) with a covered call approach. They are issued by — and YieldMax respectively.

Can I hold both XOM and XOMO?

Yes. Many income investors hold both to diversify across different strategies and underlying indexes. This can reduce concentration risk while maintaining a strong income stream.

Which has lower fees, XOM or XOMO?

XOM has an expense ratio of — while XOMO charges 1.01%. Lower fees mean more of your investment returns stay in your pocket over time.

How much income does $10,000 in XOM vs XOMO generate?

At current rates, $10,000 in XOM would generate roughly $25.17 per month ($302.00 annually). The same in XOMO would produce about $281.50 per month ($3,378.00 annually).

Which has performed better historically, XOM or XOMO?

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Popular comparisons

XOM vs XOMO — at a glance

Generated June 2026 from current fund data.

Overview

XOM is the direct equity share of Exxon Mobil, the integrated oil and gas company that explores, produces, and refines crude and natural gas globally. XOMO is a covered-call ETF launched in August 2023 that holds XOM shares and sells call options against them weekly to generate option premium income. The funds track the same underlying business but deploy fundamentally different income strategies: XOM yields from dividends alone, while XOMO layers in systematic call selling to boost distribution yield to 35.16%.

How they differ

The defining difference is structure: XOM is a direct equity stake with quarterly dividends of 3.01%, while XOMO is an ETF with weekly distributions that package the same XOM holding plus short calls, targeting a much higher payout. XOMO's 1.01% expense ratio reflects active options management and ETF administration, whereas XOM carries no fund fee. Most critically, XOMO's 35.16% distribution rate is powered by call premium income, not underlying earnings growth, which means distributions depend on sustained volatility and may erode NAV if option income dries up or the underlying stock rallies sharply. XOMO also trades at a smaller scale, with just $25.4M in AUM compared to XOM's massive capitalization, creating potential liquidity and discount-to-NAV risks in the closed-end structure.

Who each is best for

XOM: Fits investors seeking straightforward equity exposure to an integrated energy company with a modest, sustainable dividend yield and minimal fee drag—typically those building a diversified energy allocation over a long horizon.

XOMO: Fits investors comfortable with call-selling mechanics who want to extract elevated weekly income from an XOM position and accept the tradeoff of capped upside and potential NAV decline if XOM rallies or volatility compresses.

Key risks to know

NAV erosion from option-writing dynamics: XOMO's 35.16% distribution rate relies on continuous option premium generation. If implied volatility declines or XOM's stock appreciates sharply, call premium shrinks and distributions may depend on return-of-capital, eroding NAV over time.

Capped upside from covered calls: By selling weekly calls, XOMO structurally limits gains if XOM rallies. An XOM shareholder captures full appreciation; a XOMO holder forgoes that upside in exchange for option income.

Liquidity and discount risk: XOMO's $25.4M AUM is small and illiquid relative to XOM. The fund may trade at a persistent discount to NAV, and bid-ask spreads can widen during market stress.

XOM commodity and geopolitical exposure: Both funds inherit XOM's sensitivity to crude oil and natural gas prices, regulatory changes, and energy-transition risk. XOM's low beta (0.149) reflects defensive characteristics within energy, but the sector remains cyclical.

Weekly distribution complexity: XOMO's weekly payout frequency creates more frequent taxable events and reinvestment timing decisions compared to XOM's quarterly schedule.

Bottom line

If you want direct XOM equity with a sustainable dividend and no structural income decay risk, XOM offers simplicity and stability. If you prioritize maximum weekly income and accept call-strike discipline and NAV decay risk, XOMO's option overlay appeals—but its small fund size and dependence on volatile premium income make it a tactical holding, not a core position. Past performance of either fund does not predict future distributions or price movement.

AI-generated analysis for educational purposes only. Verify important details independently; past performance does not guarantee future results.

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