Retirement Calculator
Design a retirement that feels effortless.
Project your nest egg, model inflation, and understand how Social Security and savings combine to cover your future income.
US-centric defaults
Built around 401(k), IRA, and Social Security assumptions you can adjust.
Inflation-aware
Every projection is translated into retirement-year dollars for clarity.
Clear gap analysis
See exactly how much more you need to save to retire on your terms.
Your inputs
Update the assumptions below to match your situation.
Retirement outlook
Your plan in one glance based on the inputs above.
Building
Funding progress
0%
Milestone projection
How your balance could grow every five years until retirement.
Guidance for next steps
Turn the math into action with a US-focused checklist.
- Prioritize employer match first. It's the only instant return available in retirement planning.
- Consider tax diversification: 401(k) + Roth IRA + brokerage gives you more control.
- Revisit your Social Security estimate annually at ssa.gov to keep projections realistic.
- If your gap is large, raise contributions by 1% each year until you hit your target.
Related reading
- Dividend Aristocrats: Surprising Truths — Durable blue chips built for multi-decade retirement portfolios
- SEC Yield vs. Distribution Yield — Model your retirement income with the right yield number
- $3,000/Month Income Goal — See what it takes to generate retirement-level monthly income