MATR ETF — Harbor Multi-Asset Total Return ETF

Harbor Multi-Asset Total Return ETF (MATR)

Updated October 16, 2026.

MATR is an ETF. its distribution rate is 2.83%, its trailing-12-month yield is 2.83%, its expense ratio is 0.80%. Dividend Vision Distribution Safety Score™ is 50/100 (Unproven). Total return is 47.2% over the past 3.1 years, 29.2 points behind SPY at 76.4%.

Harbor Multi-Asset Total Return ETF (formerly Harbor Multi-Asset Explorer ETF, ticker MAPP until 2026-08-31) allocates across global asset classes through a diversified portfolio of ETFs, with the adviser adjusting allocations based on economic and market conditions. The fund offers a modest current distribution rate and makes distributions annually, with an expense ratio of 0.80%. It appeals to investors seeking broad multi-asset exposure with a tactical approach to allocation across equity and other asset classes.

MATR performance versus SPY

Price and return data through 2026-10-16.

Total return is 47.2% over the past 3.1 years, 29.2 points behind SPY at 76.4%. Over the past year its total return — price change plus distributions reinvested — is 6.8%. Its deepest 1-year drawdown was 6.2%.

MATR key facts

Distribution Safety Score™

50 · Unproven

Issuer

Harbor Capital Advisors

Asset type

ETF

Asset class

Equity

Inception date

09/13/2023

Expense ratio

0.80%

Distribution rate

2.83%

Distribution frequency

Annual

Trailing yield

2.83%

Last close

$27.39 (as of 2026-10-16)

AUM

$10,440,212

Average volume

151.0

Dividend

$0.775

Ex-dividend date

12/19/2025

Beta

0.88

How Dividend Vision calculates yield and returns

Distribution rate (2.83%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (2.83%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Harbor Capital Advisors; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

MATR risks and drawbacks

MATR's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are annual, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 6.2%.

Who may consider MATR — and who may not

MATR may suit someone looking for moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (MATR pays annual); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on MATR

• All tickers starting with M

Frequently asked questions

More securities from Harbor Capital Advisors.