VGIT ETF — Vanguard Intermediate-Term Treasury ETF

Vanguard Intermediate-Term Treasury ETF (VGIT)

Updated October 2, 2026.

VGIT is a low-cost ETF linked to U.S. intermediate-term Treasury bonds. its distribution rate is 4.02%, its trailing-12-month yield is 4.05%, its expense ratio is 0.03%. Dividend Vision Distribution Safety Score™ is 97/100 (Safe). Total return is 38.1% over the past 16.9 years, 799.8 points behind SPY at 837.9%.

At the current 4.02% distribution rate, a $10,000 investment would generate approximately $402 per year, or $33.50 per month.

Vanguard Intermediate-Term Treasury ETF is an ETF that tracks the Bloomberg U.S. Treasury 3-10 Year Index by holding a representative sample of intermediate-term U.S. Treasury bonds. The fund offers a moderate current distribution rate paid monthly and has an expense ratio of 0.03%. It appeals to income investors seeking a conservative, liquid fixed-income allocation with minimal costs.

VGIT performance versus SPY

Price and return data through 2026-10-02.

Total return is 38.1% over the past 16.9 years, 799.8 points behind SPY at 837.9%. Over the past year its total return — price change plus distributions reinvested — is -2.2%. Its deepest 1-year drawdown was 4.5%.

VGIT key facts

Distribution Safety Score™

97 · Safe

Safety-Adjusted Yield

3.90%

Issuer

Vanguard

Asset type

ETF

Asset class

Fixed Income

Inception date

11/19/2009

Expense ratio

0.03%

Distribution rate

4.02%

Distribution frequency

Monthly

Trailing yield

4.05%

Last close

$56.53 (as of 2026-10-02)

AUM

$39,678,546,476

Average volume

5417100.0

Next dividend

$0.1894

Last ex-dividend date

10/01/2026

Next payment date

10/05/2026

Beta

0.78

How Dividend Vision calculates yield and returns

Distribution rate (4.02%) is the latest regular payout annualized by the fund's stated frequency, divided by the last close. Issuers often publish this as “Distribution Rate” on the fact sheet. Trailing-12-month yield (4.05%) is the sum of distributions paid in the last 12 months, split-adjusted, divided by the last close. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Vanguard or company page; Index: U.S. intermediate-term Treasury bonds; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

VGIT risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 4.5%.

Who may consider VGIT — and who may not

VGIT may suit someone looking for low-cost broad dividend exposure, a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

Frequently asked questions

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