SCHA ETF — Schwab U.S. Small-Cap ETF

Schwab U.S. Small-Cap ETF (SCHA)

Updated October 2, 2026.

SCHA is a low-cost ETF that tracks the Dow Jones U.S. Small-Cap Total Stock Market Index. its distribution rate is 1.22%, its trailing-12-month yield is 1.12%, its expense ratio is 0.03%. Dividend Vision Distribution Safety Score™ is 97/100 (Safe). Total return is 580.2% over the past 16.9 years, 313.0 points behind SPY at 893.2%.

At the current 1.22% distribution rate, a $10,000 investment would generate approximately $122 per year, or about $30.50 per quarter if the next payment matches the last regular one.

Schwab U.S. Small-Cap ETF is an ETF that tracks the Dow Jones U.S. Small-Cap Total Stock Market Index, holding a diversified basket of small-cap U.S. stocks ranked 751–2500 by market capitalization. The fund distributes a modest current yield quarterly and carries an expense ratio of 0.03%. It appeals to investors seeking broad small-cap equity exposure with low costs.

SCHA performance versus SPY

Price and return data through 2026-10-02.

Total return is 580.2% over the past 16.9 years, 313.0 points behind SPY at 893.2%. Over the past year its total return — price change plus distributions reinvested — is 19.1%. Its deepest 1-year drawdown was 9.5%.

SCHA key facts

Distribution Safety Score™

97 · Safe

Safety-Adjusted Yield

1.18%

Issuer

Schwab

Asset type

ETF

Asset class

Equity

Inception date

11/03/2009

Expense ratio

0.03%

Distribution rate

1.22%

Distribution frequency

Quarterly

Trailing yield

1.12%

Last close

$33.05 (as of 2026-10-02)

AUM

$22,003,797,603

Average volume

4006600.0

Last dividend

$0.101

Last ex-dividend date

09/23/2026

Last payment date

09/28/2026 (as of 2026-09-28)

Beta

1.21

P/E ratio

18.8826

How Dividend Vision calculates yield and returns

Distribution rate (1.22%) is the latest regular payout annualized by the fund's stated frequency, divided by the last close. Issuers often publish this as “Distribution Rate” on the fact sheet. Trailing-12-month yield (1.12%) is the sum of distributions paid in the last 12 months, split-adjusted, divided by the last close. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Schwab or company page; Index: Dow Jones U.S. Small-Cap Total Stock Market Index; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

SCHA risks and drawbacks

SCHA's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 9.5%.

Who may consider SCHA — and who may not

SCHA may suit someone looking for low-cost broad dividend exposure, a high Distribution Safety Score. It is a weaker fit for investors who need monthly cash flow (SCHA pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

Frequently asked questions

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