VASGX Mutual Fund — Vanguard LifeStrategy 80/20 Fund Investor Shares

Vanguard LifeStrategy 80/20 Fund Investor Shares (VASGX)

Updated October 16, 2026.

VASGX is a low-cost Mutual Fund. its distribution rate is 3.72%, its trailing-12-month yield is 3.72%, its expense ratio is 0.10%. Dividend Vision Distribution Safety Score™ is 53/100 (Caution). Total return is 1330.6% over the past 31.8 years, 1466.3 points behind SPY at 2796.9%.

Vanguard LifeStrategy 80/20 Fund is a mutual fund that invests in a diversified mix of Vanguard mutual funds allocated approximately 80% to stocks and 20% to fixed-income securities, including U.S. and foreign bonds across various maturities and types. The fund carries a modest current distribution rate and has a very low expense ratio of 0.10%. It appeals to investors seeking a balanced, all-in-one portfolio with equity growth potential and income from bonds, without the need to manage multiple holdings.

VASGX performance versus SPY

Price and return data through 2026-10-16.

Total return is 1330.6% over the past 31.8 years, 1466.3 points behind SPY at 2796.9%. Over the past year its total return — price change plus distributions reinvested — is 12.4%. Its deepest 1-year drawdown was 8.2%.

VASGX key facts

Distribution Safety Score™

53 · Caution

Safety-Adjusted Yield

1.97%

Issuer

Vanguard

Asset type

Mutual Fund

Asset class

Equity

Inception date

09/30/1994

Expense ratio

0.10%

Distribution rate

3.72%

Distribution frequency

Semi-Annual

Trailing yield

3.72%

Last close

$55.11 (as of 2026-10-16)

NAV

$55.54 as of 2026-09-30; source eodhd (stale)

Premium / discount

N/A (price 2026-10-16, NAV 2026-09-30) (NAV stale)

AUM

$27,284,870,000

Average volume

0.0

Dividend

$0.411

Ex-dividend date

06/26/2026

Payment date

06/29/2026

Beta

1.08

How Dividend Vision calculates yield and returns

Distribution rate (3.72%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (3.72%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Vanguard or company page; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

VASGX risks and drawbacks

VASGX's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are semi-annual, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 8.2%.

Who may consider VASGX — and who may not

VASGX may suit someone looking for low-cost broad dividend exposure, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (VASGX pays semi-annual); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

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Frequently asked questions

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