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Dividend Vision

VFFVX — Vanguard Target Retirement 2055 Fund

Vanguard Target Retirement 2055 Fund (VFFVX)

VFFVX pays a 1.82% distribution rate, annual, on a 0.67% expense ratio. Its Distribution Safety Score™ is 96 (Safe), giving a Safety-Adjusted Yield of 1.75%. Total return is 505.8% over the past 16 years, 333.4 points behind SPY at 839.2%. Its deepest 1-year drawdown was 8.9%.

Vanguard Target Retirement 2055 Fund is a mutual fund that invests in a diversified mix of Vanguard stock and bond funds according to an asset allocation strategy designed for investors targeting retirement around 2055; the fund automatically shifts toward a more conservative allocation over time, gradually reducing stock exposure while increasing bonds and fixed income. The fund distributes annually at a modest current distribution rate, with a low expense ratio of 0.67%. It appeals to long-term investors seeking a simple, all-in-one portfolio that automatically adjusts its risk profile as they approach a specific retirement date.

VFFVX key facts

Distribution Safety Score™
96 · Safe
Safety-Adjusted Yield
1.75%
Issuer
Vanguard
Asset type
Mutual Fund
Asset class
Equity
Inception date
08/18/2010
Expense ratio
0.67%
Distribution rate
1.82%
Distribution frequency
Annual
Trailing yield
1.82%
Last close
$75.64
AUM
$76,429,030,000
Average volume
0.0
Last dividend
$1.3760
Ex-dividend date
12/23/2025
Payment date
12/24/2025
Beta
1.19
P/E ratio
22.9994