VFH ETF — Vanguard Financials ETF

Vanguard Financials ETF (VFH)

VFH is a low-cost ETF that tracks the MSCI US Investable Market Financials 25/50 Index. As of September 3, 2026, its distribution rate is 2.38%, its trailing-12-month yield is 1.62%, its expense ratio is 0.09%. Dividend Vision Distribution Safety Score™ is 89/100 (Safe). Total return is 361.8% over the past 22.6 years, 567.3 points behind SPY at 929.1%.

At the current 2.38% distribution rate, a $10,000 investment would generate approximately $238 per year, or $19.83 per month on an equivalent basis. Actual quarterly payments vary.

Vanguard Financials ETF tracks the MSCI US Investable Market Financials 25/50 Index, holding a broad range of large, mid-size, and small U.S. financial companies in approximate index weights. The fund has a modest current distribution rate and pays distributions quarterly, with a very low expense ratio of 0.09%. It appeals to investors seeking broad exposure to the U.S. financials sector through a passively managed, low-cost vehicle.

VFH performance versus SPY

Data as of September 3, 2026.

Total return is 361.8% over the past 22.6 years, 567.3 points behind SPY at 929.1%. Its deepest 1-year drawdown was 14.7%.

VFH key facts

Data as of September 3, 2026.

Distribution Safety Score™

89 · Safe

Safety-Adjusted Yield

2.12%

Issuer

Vanguard

Asset type

ETF

Asset class

Equity

Inception date

01/26/2004

Expense ratio

0.09%

Distribution rate

2.38%

Distribution frequency

Quarterly

Trailing yield

1.62%

Last close

$143.09

NAV

$140.84

Premium / discount

1.60% premium

AUM

$13,383,669,161

Average volume

500449.0

Last dividend

$0.852

Last ex-dividend date

06/24/2026

Last payment date

06/26/2026

Beta

0.8

P/E ratio

16.3964

How Dividend Vision calculates yield and returns

Distribution rate (2.38%) is the latest regular payout annualized by the fund's stated frequency, divided by the last close. Issuers often publish this as “Distribution Rate” on the fact sheet. Trailing-12-month yield (1.62%) is the sum of distributions paid in the last 12 months, split-adjusted, divided by the last close. It lags a recent raise or cut. We show a 30-day SEC yield when the fund publishes one. Schwab and other issuers may report a TTM distribution yield or SEC yield on a different date — all can be valid; they are not interchangeable. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss. Figures below use Dividend Vision data as of September 3, 2026.

Distribution rate methodology · Distribution Safety Score methodology · SEC yield

Sources and review

Data as of September 3, 2026.

Primary sources: Vanguard or company page; Index: MSCI US Investable Market Financials 25/50 Index; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

VFH risks and drawbacks

VFH's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 14.7%.

Who may consider VFH — and who may not

VFH may suit someone looking for low-cost broad dividend exposure, a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (VFH pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

Compare VFH

VFH vs similar funds:

• VFH vs XLF

Frequently asked questions

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