VSTSX Mutual Fund — Vanguard Total Stock Market Index Fund Institutional Select Shares

Vanguard Total Stock Market Index Fund Institutional Select Shares (VSTSX)

Updated October 15, 2026.

VSTSX is a low-cost Mutual Fund. its distribution rate is 1.09%, its trailing-12-month yield is 1.06%, its expense ratio is 0.01%. Dividend Vision Distribution Safety Score™ is 100/100 (Safe). Total return is 328.0% over the past 10.5 years, 17.1 points behind SPY at 345.1%.

Vanguard Total Stock Market Index Fund Institutional Select Shares is a mutual fund that tracks the CRSP U.S. Total Market Index, providing broad exposure to the entire investable U.S. stock market through an indexing strategy. The fund carries a very low expense ratio of 0.01% and distributes quarterly with a modest current distribution rate. It appeals to buy-and-hold equity investors seeking low-cost, diversified exposure to the U.S. stock market.

VSTSX performance versus SPY

Price and return data through 2026-10-15.

Total return is 328.0% over the past 10.5 years, 17.1 points behind SPY at 345.1%. Over the past year its total return — price change plus distributions reinvested — is 16.6%. Its deepest 1-year drawdown was 8.9%.

VSTSX key facts

Distribution Safety Score™

100 · Safe

Safety-Adjusted Yield

1.09%

Issuer

Vanguard

Asset type

Mutual Fund

Asset class

Equity

Expense ratio

0.01%

Distribution rate

1.09%

Distribution frequency

Quarterly

Trailing yield

1.06%

Last close

$362.79 (as of 2026-10-15)

NAV

$359.64 as of 2026-09-30; source eodhd (stale)

Premium / discount

N/A (price 2026-10-15, NAV 2026-09-30) (NAV stale)

AUM

$756,588,019,712

Average volume

0.0

Dividend

$0.934

Ex-dividend date

09/28/2026

Beta

1.03

How Dividend Vision calculates yield and returns

Distribution rate (1.09%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (1.06%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Vanguard or company page; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

VSTSX risks and drawbacks

VSTSX's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 8.9%.

Who may consider VSTSX — and who may not

VSTSX may suit someone looking for low-cost broad dividend exposure, a high Distribution Safety Score. It is a weaker fit for investors who need monthly cash flow (VSTSX pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

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Frequently asked questions

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