VTIP ETF — Vanguard Short-Term Inflation-Protected Securities ETF

Vanguard Short-Term Inflation-Protected Securities ETF (VTIP)

VTIP is a low-cost ETF that tracks the Bloomberg US TIPS 0-5 Year Index. its distribution rate is 5.53%, its trailing-12-month yield is 4.19%, its expense ratio is 0.03%. Dividend Vision Distribution Safety Score™ is 69/100 (Generally safe). Total return is 34.8% over the past 14 years, 531.4 points behind SPY at 566.2%.

At the current 5.53% distribution rate, a $10,000 investment would generate approximately $553 per year, or about $138.25 per quarter if the next payment matches the last regular one.

VTIP performance versus SPY

Price and return data through 2026-09-30.

Total return is 34.8% over the past 14 years, 531.4 points behind SPY at 566.2%. Over the past year its total return — price change plus distributions reinvested — is 1.3%. Its deepest 1-year drawdown was 2.9%.

VTIP key facts

Distribution Safety Score™

69 · Generally safe

Safety-Adjusted Yield

3.82%

Issuer

Vanguard

Asset type

ETF

Asset class

Fixed Income

Inception date

10/12/2012

Expense ratio

0.03%

Distribution rate

5.53%

Distribution frequency

Quarterly

Trailing yield

4.19%

Last close

$49.22 (as of 2026-09-30)

NAV

$49.17

Premium / discount

0.10% premium

AUM

$20,738,619,507

Average volume

2442477.0

Last dividend

$0.68

Last ex-dividend date

07/01/2026

Last payment date

07/06/2026

Beta

0.2

How Dividend Vision calculates yield and returns

Distribution rate (5.53%) is the latest regular payout annualized by the fund's stated frequency, divided by the last close. Issuers often publish this as “Distribution Rate” on the fact sheet. Trailing-12-month yield (4.19%) is the sum of distributions paid in the last 12 months, split-adjusted, divided by the last close. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Vanguard or company page; Index: Bloomberg US TIPS 0-5 Year Index; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

VTIP risks and drawbacks

Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 2.9%.

Who may consider VTIP — and who may not

VTIP may suit someone looking for low-cost broad dividend exposure, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (VTIP pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

Compare VTIP

VTIP vs similar funds:

• VTIP vs VTI

Frequently asked questions

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