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VTTHX — Vanguard Target Retirement 2035 Fund

Vanguard Target Retirement 2035 Fund (VTTHX)

VTTHX pays a 2.67% distribution rate, annual, on a 0.25% expense ratio. Its Distribution Safety Score™ is 79 (Generally safe), giving a Safety-Adjusted Yield of 2.11%. Total return is 506.5% over the past 22.8 years, 530.4 points behind SPY at 1036.9%. Its deepest 1-year drawdown was 7.2%.

Vanguard Target Retirement 2035 Fund is a mutual fund that invests in a diversified mix of Vanguard stock and bond funds, with an asset allocation designed for investors expecting to retire around 2035; the fund automatically becomes more conservative over time, shifting from stocks toward bonds as the target year approaches. The fund distributes income annually at a modest current rate and carries a low expense ratio of 0.25%. It appeals to retirement-focused investors seeking a simple, hands-off approach to gradually de-risking their portfolio as they approach a specific retirement date.

VTTHX key facts

Distribution Safety Score™
79 · Generally safe
Safety-Adjusted Yield
2.11%
Issuer
Vanguard
Asset type
Mutual Fund
Asset class
Equity
Inception date
10/27/2003
Expense ratio
0.25%
Distribution rate
2.67%
Distribution frequency
Annual
Trailing yield
2.67%
Last close
$30.26
AUM
$127,288,330,000
Average volume
0.0
Last dividend
$0.8090
Ex-dividend date
12/23/2025
Payment date
12/24/2025
Beta
1.01
P/E ratio
22.813