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ETF Comparison

CHPY vs ULTY: Which Is the Better Pick in 2026?

A head-to-head comparison of YieldMax Semiconductor Portfolio Option Income ETF and YieldMax Ultra Option Income Strategy ETF covering yield, cost, risk, and income potential.

Data updated April 2, 2026

Side-by-side snapshot

CHPYULTY
Full nameYieldMax Semiconductor Portfolio Option Income ETFYieldMax Ultra Option Income Strategy ETF
IssuerYieldMaxYieldMax
Price$55.25$30.30
Distribution yield35.38%131.53%
Expense ratio1.03%1.30%
AUM$410M$978M
Distribution frequencyWeeklyWeekly
Underlying indexBasket (Semiconductor companies)Basket (High Volatility stocks)
ObjectiveCovered CallCovered Call
Asset classEquityEquity
Inception date04/02/202502/21/2024
Beta0.00.0
Last dividend$0.49$0.43
Ex-dividend date03/25/202603/25/2026

Visual comparison

Key metrics

Projected income on $10K

Projections assume the current yield and share price remain constant. Actual results will vary.

Quick verdict

CHPY (YieldMax Semiconductor Portfolio Option Income ETF) and ULTY (YieldMax Ultra Option Income Strategy ETF) are both popular weekly-pay covered call ETFs, but they take different approaches.

ULTY offers the higher yield at 131.53% vs 35.38% for CHPY. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.

CHPY is cheaper with an expense ratio of 1.03% compared to 1.30%.

They track different benchmarks: CHPY is linked to Basket (Semiconductor companies) while ULTY tracks Basket (High Volatility stocks), which means their performance drivers differ.

ULTY is the larger fund by assets ($978M), which generally means tighter spreads and better liquidity.

Deep dive

Yield & income

On a $10,000 investment, CHPY would generate roughly $294.83/month while ULTY would produce $1,096.08/month at current distribution rates. Both pay weekly distributions.

CHPY yield35.38%
ULTY yield131.53%
Monthly diff on $10K$801.25

Cost & efficiency

Over 10 years on $10,000, CHPY would cost approximately $1,030 in fees vs $1,300 for ULTY (simplified, not compounded). The $270.00 difference may be offset by yield or performance.

CHPY ER1.03%
ULTY ER1.30%

Strategy & risk

CHPY tracks Basket (Semiconductor companies) with a covered call approach, while ULTY tracks Basket (High Volatility stocks) using a covered call strategy. Beta is 0.0 for CHPY and 0.0 for ULTY, indicating ULTY is less volatile relative to the market.

CHPY beta0.0
ULTY beta0.0

Fund details

CHPY is managed by YieldMax (launched 04/02/2025) with $410M in assets. ULTY is managed by YieldMax (launched 02/21/2024) with $978M in assets.

CHPY AUM$410M
ULTY AUM$978M

Income calculator

See how much monthly income a hypothetical investment would generate in each ETF at current yields.

Frequently asked questions

Is CHPY or ULTY better for dividend income?

It depends on your goals. ULTY currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.

What is the difference between CHPY and ULTY?

CHPY (YieldMax Semiconductor Portfolio Option Income ETF) tracks Basket (Semiconductor companies) with a covered call strategy, while ULTY (YieldMax Ultra Option Income Strategy ETF) tracks Basket (High Volatility stocks) with a covered call approach. They are issued by YieldMax and YieldMax respectively.

Can I hold both CHPY and ULTY?

Yes. Many income investors hold both to diversify across different strategies and underlying indexes. This can reduce concentration risk while maintaining a strong income stream.

Which has lower fees, CHPY or ULTY?

CHPY has an expense ratio of 1.03% while ULTY charges 1.30%. Lower fees mean more of your investment returns stay in your pocket over time.

How much income does $10,000 in CHPY vs ULTY generate?

At current yields, $10,000 in CHPY would generate roughly $294.83 per month ($3,538.00 annually). The same in ULTY would produce about $1,096.08 per month ($13,153.00 annually).

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