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ETF Comparison

FTEC vs SCHG: Which Is the Better Pick in 2026?

A head-to-head comparison of Fidelity MSCI Information Technology Index ETF and Schwab U.S. Large-Cap Growth ETF covering yield, cost, risk, and income potential.

Data updated August 13, 2026

Best for

  • FTECInvestors who want simple, diversified core exposure in one low-cost fund.
  • SCHGInvestors who want a growth tilt and can accept bigger swings for higher upside.

Jump to the side-by-side numbers

Side-by-side snapshot

Side-by-side snapshot. Each row is one metric; each column is one fund.
MetricFTECSCHG
Full nameFidelity MSCI Information Technology Index ETFSchwab U.S. Large-Cap Growth ETF
IssuerFidelity InvestmentsSchwab
Last Close$290.20 as of August 13, 2026$35.61 as of August 13, 2026
Distribution yield0.40%0.38%
Distribution Safety Score™ 99100
Expense ratio0.08%0.04%
AUM$19.9B$62.4B
Distribution frequencyQuarterlyQuarterly
Underlying indexa basket of Fidelity MSCI Information Technology Index ETF holdingsDow Jones U.S. Large-Cap Growth Total Stock Market Index
ObjectiveSeeks to provide investment returns that correspond, before fees and expenses, generally to the performance of the MSCI USA IMI Information Technology 25/50 Index, a modified market capitalization-weighted index capturing large-, mid-, and small-cap segments of the U.S. information technology sector.Seeks to track the Dow Jones U.S. Large-Cap Growth Total Stock Market Index, holding the components ranked 1-750 by full market capitalization that are classified as growth.
Asset classEquityEquity
Inception date10/21/201312/11/2009
Beta1.461.21
Last dividend$0.2890$0.0340
Ex-dividend date06/18/202606/24/2026

Bottom lineChoose FTEC if you want simple, diversified core exposure in one low-cost fund. Choose SCHG if you want a growth tilt and can accept bigger swings for higher upside.

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Fidelity Investments
ETFs82
Total AUM$200B

ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.

Fidelity Investments is a major player in the ETF space, known for offering a comprehensive range of funds across diverse investment strategies and asset classes. Their lineup of 67 ETFs spans allocation, bond, dividend, equity, factor-based, income, index, international, and sector-focused strategies, with notable offerings including their Fidelity Factor and Fidelity Yield Enhanced families designed to capture specific market premiums and enhance income generation. The issuer serves both broad market investors and those seeking specialized exposure, with popular tickers like FBTC (their Bitcoin ETF) and various dividend and income-focused funds catering to different investor objectives and risk profiles.

See our curated list of related YouTube videos on FTEC.

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Schwab
ETFs34
Total AUM$605B

ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.

Schwab is a major provider of low-cost, broad-based ETFs known for making investing accessible to individual investors through its discount brokerage platform. The issuer's fund lineup spans multiple categories including core index funds, dividend and income-focused strategies, factor-based approaches, international exposure, fixed income, and digital assets, with popular core holdings like SCHB (U.S. broad market) and SCHD (dividend appreciation) alongside more specialized thematic offerings. Schwab's ETF suite is characterized by its breadth across asset classes and investment styles, competitive expense ratios, and integration with its retail brokerage ecosystem.

See our curated list of related YouTube videos on SCHG.

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Visual comparison

Key metrics

Projected income on $10K

Projections assume the current yield and share price remain constant. Actual results will vary.

Total returns

FTEC has outpaced SCHG over the trailing twelve months, posting a 40.95% total return against 17.90%. The lead holds up over 10 years too: FTEC has compounded at 24.43% a year, against 18.54% for SCHG. SCHG has been the steadier holding, though — annualized volatility of 19.5% against 24.7% for FTEC. Figures are total returns: price change plus every distribution reinvested.

Total return and risk statistics by fund. Each row is one fund; each column is one period or statistic.
SymbolYTD1Y3Y5Y10YSince Oct 2013Volatility Sharpe Sortino Max drawdown
FTEC28.97%40.95%32.49%19.77%24.43%22.24%24.7%0.961.38-27.3%
SCHG9.82%17.90%24.29%14.06%18.54%16.86%19.5%0.891.27-23.4%

Total return with all distributions reinvested on the ex-dividend date, split-adjusted, as of August 12, 2026. YTD and 1Y are cumulative; longer windows are annualized. “Since Oct 2013” measures every fund from October 24, 2013 — the youngest fund's first trading day — so all funds share one comparison window. Volatility is the annualized standard deviation of daily total returns over the trailing 3 years. Sharpe and Sortino divide the annualized return in excess of the risk-free rate by, respectively, that volatility and the downside deviation (both over the trailing 3 years) — higher is better. Max drawdown is the largest peak-to-trough total-return decline over the same window — shallower is better.

Quick verdict

FTEC (Fidelity MSCI Information Technology Index ETF) and SCHG (Schwab U.S. Large-Cap Growth ETF) are both quarterly-pay dividend ETFs, but they take different approaches.

FTEC offers the higher yield at 0.40% vs 0.38% for SCHG. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.

SCHG is cheaper with an expense ratio of 0.04% compared to 0.08%.

They track different benchmarks: FTEC is linked to a basket of Fidelity MSCI Information Technology Index ETF holdings while SCHG tracks Dow Jones U.S. Large-Cap Growth Total Stock Market Index, which means their performance drivers differ.

SCHG is the larger fund by assets ($62.4B), which generally means tighter spreads and better liquidity.

Deep dive

Yield & income

On a $10,000 investment, FTEC would generate roughly $3.33/month, while SCHG would produce $3.17/month, at current distribution rates. Both pay quarterly distributions.

FTEC yield0.40%
SCHG yield0.38%
Monthly diff on $10K$0.17

Cost & efficiency

Over 10 years on $10,000, FTEC would cost approximately $80 in fees vs $40 for SCHG (simplified, not compounded). The $40.00 difference may be offset by yield or performance.

FTEC ER0.08%
SCHG ER0.04%

Strategy & risk

FTEC holds a basket of Fidelity MSCI Information Technology Index ETF holdings, while SCHG tracks Dow Jones U.S. Large-Cap Growth Total Stock Market Index. Beta is 1.46 for FTEC and 1.21 for SCHG, indicating SCHG is less volatile relative to the market.

FTEC beta1.46
SCHG beta1.21

Fund details

FTEC is managed by Fidelity Investments (launched 10/21/2013) with $19.9B in assets. SCHG is managed by Schwab (launched 12/11/2009) with $62.4B in assets.

FTEC AUM$19.9B
SCHG AUM$62.4B
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Frequently asked questions

What is the current distribution yield for FTEC and SCHG?

FTEC currently distributes 0.40% and SCHG 0.38%, based on fund data updated August 2026. Distribution yield moves with both the payout and the share price, so check the as-of date before relying on either figure.

Is FTEC or SCHG better for dividend income?

It depends on your goals. FTEC currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.

What is the difference between FTEC and SCHG?

FTEC (Fidelity MSCI Information Technology Index ETF) holds a basket of Fidelity MSCI Information Technology Index ETF holdings, while SCHG (Schwab U.S. Large-Cap Growth ETF) tracks Dow Jones U.S. Large-Cap Growth Total Stock Market Index. They are issued by Fidelity Investments and Schwab respectively.

Can I hold both FTEC and SCHG?

Yes — nothing prevents holding both. Whether the combination actually diversifies depends on how much the underlying exposures overlap, which isn't fully measurable from the data on this page; review each security's holdings, sector, and strategy before treating them as complementary.

Is FTEC or SCHG safer?

By Dividend Vision's Distribution Safety Score — a rules-based 0–100 estimate of how resilient a distribution looks, where higher is safer — they are effectively tied: SCHG scores 100, FTEC scores 99. Neither has a clear safety edge on that measure. SCHG has also shown lower price volatility (beta 1.21 vs 1.46 for FTEC). No score makes an investment risk-free — treat this as a screening signal, not a guarantee.

Which has lower fees, FTEC or SCHG?

FTEC has an expense ratio of 0.08% while SCHG charges 0.04%. Lower fees mean more of your investment returns stay in your pocket over time.

How much income does $10,000 in FTEC vs SCHG generate?

At current rates, $10,000 in FTEC would generate roughly $3.33 per month ($40.00 annually). The same in SCHG would produce about $3.17 per month ($38.00 annually).

Which has performed better historically, FTEC or SCHG?

FTEC has outpaced SCHG over the trailing twelve months, posting a 40.95% total return against 17.90%. The lead holds up over 10 years too: FTEC has compounded at 24.43% a year, against 18.54% for SCHG. SCHG has been the steadier holding, though — annualized volatility of 19.5% against 24.7% for FTEC. Figures are total returns: price change plus every distribution reinvested. Past performance does not guarantee future results.

More comparisons to explore

FTEC vs SCHG — at a glance

Generated August 8, 2026.

Overview

FTEC and SCHG are both low-cost, large-cap U.S. equity ETFs that track different indices. FTEC tracks the MSCI USA IMI Information Technology Index, which isolates the tech sector across large-, mid-, and small-cap stocks. SCHG tracks the Dow Jones U.S. Large-Cap Growth Index, which includes large-cap growth stocks across all sectors. The core distinction: FTEC is a concentrated sector play; SCHG is a diversified growth-stock fund.

How they differ

FTEC's defining feature is sector concentration—it holds only information technology companies, while SCHG spans all sectors but filters for growth characteristics. This makes FTEC roughly 22 basis points more expensive to own (beta of 1.43 vs. 1.21), meaning it amplifies market moves significantly more. SCHG's 4-basis-point expense ratio also undercuts FTEC's 8 basis points, and SCHG carries $62.4B in assets compared to FTEC's $19.9B. Both pay minimal distributions—0.40% and 0.38% respectively—reflecting the low-yield nature of growth equity. SCHG has been around since late 2009, while FTEC launched in 2013.

Who each is best for

FTEC: Fits investors who want concentrated exposure to U.S. technology sector growth across market caps and are comfortable with higher volatility to pursue tech-specific returns.

SCHG: Fits investors seeking broad, diversified large-cap growth exposure across sectors while minimizing cost drag through a lower expense ratio.

Key risks to know

  • Sector concentration (FTEC). Tech represents roughly 30–35% of the broad U.S. market. FTEC's 100% allocation to information technology creates significant idiosyncratic risk—sector downturns will hit much harder than a diversified portfolio, and the beta of 1.43 amplifies losses in broad sell-offs.
  • Growth-style sensitivity (both). Both funds tilt toward growth stocks, which carry elevated valuations relative to value peers. Rising interest rates or a rotation toward cheaper equities can depress returns for both, though SCHG's diversification across sectors offers some hedge.
  • Amplified downside in corrections. FTEC's higher beta (1.43) means it will likely fall faster than the market in a downturn; SCHG's 1.21 beta still exceeds the market but provides more cushion.
  • Holdings overlap risk (SCHG + FTEC together). If held in the same portfolio, these funds' exposures will overlap substantially in mega-cap tech names, potentially concentrating rather than diversifying a holding.

Bottom line

If you want pure-play technology sector exposure and accept higher volatility for that focus, FTEC delivers. If you prefer lower-cost, diversified growth across sectors, SCHG's narrower expense ratio and broader composition stand out. Past performance does not predict future results.

AI-generated analysis for educational purposes only. Verify important details independently; past performance does not guarantee future results.

Learn the method

The metrics behind this comparison, explained in the Academy.

Dividend growth vs. high yield Yield on cost, explained How expense ratios eat returns

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