ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.
Vanguard is known for offering low-cost, passively managed ETFs that emphasize broad market exposure and long-term investing. The company operates 175 ETFs across diverse fund families including Index, Bond, Equity, Dividend, Income, International, Factor, and ESG strategies, serving investors with various goals from core portfolio building to specialized income generation. Notable for its scale and popular tickers like VB (total U.S. small-cap), BND (total bond market), and VBIAX (international bonds), Vanguard focuses on providing comprehensive, index-based investment solutions with an emphasis on cost efficiency and accessibility.
See our curated list of related YouTube videos on VNQ.
ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.
Schwab is known for offering low-cost, broad-based ETFs that serve both core portfolio holdings and specialized investment strategies. Their 33-fund lineup spans multiple asset classes including bonds, equities, international markets, digital assets, and factor-based strategies, with a notable emphasis on dividend-focused funds like SCHD alongside core index options. The issuer emphasizes accessibility for individual investors through competitive expense ratios and a diverse range of fund families designed to support various investment objectives.
See our curated list of related YouTube videos on SCHH.
Projections assume the current yield and share price remain constant. Actual results will vary.
Quick verdict
VNQ (Vanguard Real Estate ETF) and SCHH (Schwab U.S. REIT ETF) are both quarterly-pay dividend ETFs, but they take different approaches.
VNQ offers the higher yield at 3.47% vs 2.77% for SCHH. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.
SCHH is cheaper with an expense ratio of 0.07% compared to 0.12%.
They track different benchmarks: VNQ is linked to MSCI US IMI Real Estate 25/50 Index while SCHH tracks Dow Jones Equity All REIT Capped Index, which means their performance drivers differ.
VNQ is the larger fund by assets ($37.7B), which generally means tighter spreads and better liquidity.
Deep dive
Yield & income
On a $10,000 investment, VNQ would generate roughly $28.92/month, while SCHH would produce $23.08/month, at current distribution rates. Both pay quarterly distributions.
VNQ yield3.47%
SCHH yield2.77%
Monthly diff on $10K$5.83
Cost & efficiency
Over 10 years on $10,000, VNQ would cost approximately $120 in fees vs $70 for SCHH (simplified, not compounded). The $50.00 difference may be offset by yield or performance.
VNQ ER0.12%
SCHH ER0.07%
Strategy & risk
VNQ tracks MSCI US IMI Real Estate 25/50 Index with a dividend approach, while SCHH tracks Dow Jones Equity All REIT Capped Index with a real estate approach. Beta is 1.02 for VNQ and 1.0 for SCHH, indicating SCHH is less volatile relative to the market.
VNQ beta1.02
SCHH beta1.0
Fund details
VNQ is managed by Vanguard (launched 09/23/2004) with $37.7B in assets. SCHH is managed by Schwab (launched 01/13/2011) with $10.1B in assets.
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Frequently asked questions
Is VNQ or SCHH better for dividend income?
It depends on your goals. VNQ currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.
What is the difference between VNQ and SCHH?
VNQ (Vanguard Real Estate ETF) tracks MSCI US IMI Real Estate 25/50 Index with a dividend approach, while SCHH (Schwab U.S. REIT ETF) tracks Dow Jones Equity All REIT Capped Index with a real estate approach. They are issued by Vanguard and Schwab respectively.
Can I hold both VNQ and SCHH?
Yes. Many income investors hold both to diversify across different strategies and underlying indexes. This can reduce concentration risk while maintaining a strong income stream.
Which has lower fees, VNQ or SCHH?
VNQ has an expense ratio of 0.12% while SCHH charges 0.07%. Lower fees mean more of your investment returns stay in your pocket over time.
How much income does $10,000 in VNQ vs SCHH generate?
At current rates, $10,000 in VNQ would generate roughly $28.92 per month ($347.00 annually). The same in SCHH would produce about $23.08 per month ($277.00 annually).
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