SCHH ETF — Schwab U.S. REIT ETF

Schwab U.S. REIT ETF (SCHH)

Updated October 16, 2026.

SCHH is a low-cost ETF that tracks the Dow Jones Equity All REIT Capped Index. its distribution rate is 3.08%, its trailing-12-month yield is 3.01%, its expense ratio is 0.07%. Dividend Vision Distribution Safety Score™ is 92/100 (Safe). Total return is 173.3% over the past 15.8 years, 510.0 points behind SPY at 683.3%.

Schwab U.S. REIT ETF tracks the Dow Jones Equity All REIT Capped Index, focusing on equity REITs while excluding mortgage REITs and hybrid structures. The fund distributes quarterly with a modest current distribution rate and carries a very low expense ratio of 0.07%. It appeals to income investors seeking real estate exposure through a diversified, low-cost fund structure.

SCHH performance versus SPY

Price and return data through 2026-10-16.

Total return is 173.3% over the past 15.8 years, 510.0 points behind SPY at 683.3%. Over the past year its total return — price change plus distributions reinvested — is 8.3%. Its deepest 1-year drawdown was 11.8%.

SCHH key facts

Distribution Safety Score™

92 · Safe

Safety-Adjusted Yield

2.83%

Issuer

Schwab

Asset type

ETF

Asset class

Equity

Inception date

01/13/2011

Expense ratio

0.07%

Distribution rate

3.08%

Distribution frequency

Quarterly

Trailing yield

3.01%

Last close

$22.50 (stale; as of 2026-10-16)

AUM

$10,817,368,306

Average volume

9267900.0

Dividend

$0.173

Ex-dividend date

09/23/2026

Payment date

09/28/2026

Beta

0.96

How Dividend Vision calculates yield and returns

Distribution rate (3.08%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (3.01%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Schwab or company page; Index: Dow Jones Equity All REIT Capped Index; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

SCHH risks and drawbacks

SCHH's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 11.8%.

Who may consider SCHH — and who may not

SCHH may suit someone looking for low-cost broad dividend exposure, a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (SCHH pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on SCHH

• All tickers starting with S

Tagged: REIT, Real Estate.

Compare SCHH

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Frequently asked questions

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