SCHH ETF — Schwab U.S. REIT ETF

Schwab U.S. REIT ETF (SCHH)

SCHH is a low-cost ETF that tracks the Dow Jones Equity All REIT Capped Index. As of September 4, 2026, its distribution rate is 2.87%, its trailing-12-month yield is 2.82%, its expense ratio is 0.07%. Dividend Vision Distribution Safety Score™ is 92/100 (Safe). Total return is 184.7% over the past 15.6 years, 506.8 points behind SPY at 691.5%.

At the current 2.87% distribution rate, a $10,000 investment would generate approximately $287 per year, or $23.92 per month on an equivalent basis. Actual quarterly payments vary.

Schwab U.S. REIT ETF tracks the Dow Jones Equity All REIT Capped Index, focusing on equity REITs while excluding mortgage REITs and hybrid structures. The fund distributes quarterly with a modest current distribution rate and carries a very low expense ratio of 0.07%. It appeals to income investors seeking real estate exposure through a diversified, low-cost fund structure.

SCHH performance versus SPY

Data as of September 4, 2026.

Total return is 184.7% over the past 15.6 years, 506.8 points behind SPY at 691.5%. Its deepest 1-year drawdown was 8.3%.

SCHH key facts

Data as of September 4, 2026.

Distribution Safety Score™

92 · Safe

Safety-Adjusted Yield

2.64%

Issuer

Schwab

Asset type

ETF

Asset class

Equity

Inception date

01/13/2011

Expense ratio

0.07%

Distribution rate

2.87%

Distribution frequency

Quarterly

Trailing yield

2.82%

Last close

$23.45

NAV

$23.45

Premium / discount

0.00%

AUM

$11,208,822,605

Average volume

7293824.0

Last dividend

$0.168

Last ex-dividend date

06/24/2026

Last payment date

06/29/2026

Beta

0.98

P/E ratio

30.6573

How Dividend Vision calculates yield and returns

Distribution rate (2.87%) is the latest regular payout annualized by the fund's stated frequency, divided by the last close. Issuers often publish this as “Distribution Rate” on the fact sheet. Trailing-12-month yield (2.82%) is the sum of distributions paid in the last 12 months, split-adjusted, divided by the last close. It lags a recent raise or cut. We show a 30-day SEC yield when the fund publishes one. Schwab and other issuers may report a TTM distribution yield or SEC yield on a different date — all can be valid; they are not interchangeable. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss. Figures below use Dividend Vision data as of September 4, 2026.

Distribution rate methodology · Distribution Safety Score methodology · SEC yield

Sources and review

Data as of September 4, 2026.

Primary sources: Schwab or company page; Index: Dow Jones Equity All REIT Capped Index; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

SCHH risks and drawbacks

SCHH's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 8.3%.

Who may consider SCHH — and who may not

SCHH may suit someone looking for low-cost broad dividend exposure, a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (SCHH pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

Compare SCHH

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Frequently asked questions

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