ETF Comparison
SPY vs VOO vs VT vs VTI: Which Is the Better Pick in 2026?
A side-by-side comparison of SPDR S&P 500 ETF Trust, Vanguard S&P 500 ETF, Vanguard Total World Stock ETF and Vanguard Total Stock Market ETF covering yield, cost, risk, and income potential.
Data updated April 5, 2026
Side-by-side snapshot
| SPY | VOO | VT | VTI | |
|---|---|---|---|---|
| Full name | SPDR S&P 500 ETF Trust | Vanguard S&P 500 ETF | Vanguard Total World Stock ETF | Vanguard Total Stock Market ETF |
| Issuer | State Street | Vanguard | Vanguard | Vanguard |
| Price | $655.24 | $602.30 | $139.69 | $323.24 |
| Distribution yield | 1.06% | 1.12% | 1.74% | 1.11% |
| Expense ratio | 0.09% | 0.03% | 0.06% | 0.03% |
| AUM | $698.3B | $1512.9B | $83.5B | $2088.9B |
| Distribution frequency | Quarterly | Quarterly | Quarterly | Quarterly |
| Underlying index | S&P 500 Index | S&P 500 Index | FTSE Global All Cap Index | CRSP US Total Market Index |
| Objective | Track the S&P 500 Index before expenses. | Track the performance of the S&P 500 Index, representing 500 of the largest U.S. companies. | Track the FTSE Global All Cap Index, covering developed and emerging markets. | Track the CRSP US Total Market Index, representing the broad U.S. equity market. |
| Asset class | Equity | Equity | Equity | Equity |
| Inception date | 01/22/1993 | 09/07/2010 | 06/24/2008 | 05/24/2001 |
| Beta | 1.0 | 1.0 | 1.01 | 1.04 |
| Last dividend | $1.80 | $1.87 | $0.33 | $1.00 |
| Ex-dividend date | 03/20/2026 | 03/27/2026 | 03/20/2026 | 03/27/2026 |
Visual comparison
Key metrics
Projected income on $10K
Projections assume the current yield and share price remain constant. Actual results will vary.
Quick verdict
SPY (SPDR S&P 500 ETF Trust), VOO (Vanguard S&P 500 ETF), VT (Vanguard Total World Stock ETF), VTI (Vanguard Total Stock Market ETF) are popular dividend ETFs that take different approaches.
VT offers the highest yield at 1.74%, followed by VOO at 1.12%, VTI at 1.11%, SPY at 1.06%.
VOO is the cheapest with an expense ratio of 0.03%, compared to 0.03% for VTI and 0.06% for VT and 0.09% for SPY.
VTI is the largest fund by assets ($2088.9B), which generally means tighter spreads and better liquidity.
Deep dive
Yield & income
On a $10,000 investment: SPY generates ~$8.83/month, VOO generates ~$9.33/month, VT generates ~$14.50/month, VTI generates ~$9.25/month at current distribution rates.
Cost & efficiency
Over 10 years on $10,000: SPY costs ~$90, VOO costs ~$30, VT costs ~$60, VTI costs ~$30 in fees (simplified, not compounded).
Strategy & risk
SPY tracks S&P 500 Index with a track the s&p 500 index before expenses. approach; VOO tracks S&P 500 Index with a track the performance of the s&p 500 index, representing 500 of the largest u.s. companies. approach; VT tracks FTSE Global All Cap Index with a track the ftse global all cap index, covering developed and emerging markets. approach; VTI tracks CRSP US Total Market Index with a track the crsp us total market index, representing the broad u.s. equity market. approach.
Fund details
SPY is managed by State Street (launched 01/22/1993) with $698.3B in assets. VOO is managed by Vanguard (launched 09/07/2010) with $1512.9B in assets. VT is managed by Vanguard (launched 06/24/2008) with $83.5B in assets. VTI is managed by Vanguard (launched 05/24/2001) with $2088.9B in assets.
Income calculator
See how much monthly income a hypothetical investment would generate in each ETF at current yields.
Frequently asked questions
Which of SPY, VOO, VT, and VTI is best for dividend income?
It depends on your goals. VT currently offers the highest distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.
What is the difference between SPY, VOO, VT, and VTI?
SPY (SPDR S&P 500 ETF Trust) tracks S&P 500 Index with a track the s&p 500 index before expenses. strategy, issued by State Street. VOO (Vanguard S&P 500 ETF) tracks S&P 500 Index with a track the performance of the s&p 500 index, representing 500 of the largest u.s. companies. strategy, issued by Vanguard. VT (Vanguard Total World Stock ETF) tracks FTSE Global All Cap Index with a track the ftse global all cap index, covering developed and emerging markets. strategy, issued by Vanguard. VTI (Vanguard Total Stock Market ETF) tracks CRSP US Total Market Index with a track the crsp us total market index, representing the broad u.s. equity market. strategy, issued by Vanguard.
Can I hold SPY, VOO, VT, and VTI together?
Yes. Many income investors hold multiple dividend ETFs to diversify across different strategies and underlying indexes. This can reduce concentration risk while maintaining a strong income stream.
Which has the lowest fees among SPY, VOO, VT, and VTI?
SPY has an expense ratio of 0.09%, VOO has an expense ratio of 0.03%, VT has an expense ratio of 0.06%, VTI has an expense ratio of 0.03%. Lower fees mean more of your investment returns stay in your pocket over time.
How much income does $10,000 generate in each?
$10,000 in SPY yields ~$8.83/month ($106.00/year). $10,000 in VOO yields ~$9.33/month ($112.00/year). $10,000 in VT yields ~$14.50/month ($174.00/year). $10,000 in VTI yields ~$9.25/month ($111.00/year).
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