VTI ETF — Vanguard Morningstar Total Stock Market ETF

Vanguard Morningstar Total Stock Market ETF (VTI)

VTI is a low-cost ETF that tracks the Morningstar US Total Market Index. As of August 24, 2026, its distribution rate is 1.10%, its trailing-12-month yield is 1.03%, its expense ratio is 0.03%. Dividend Vision Distribution Safety Score™ is 100/100 (Safe). Fund total return is 924.2% over the past 25.2 years, 66.6 points ahead of SPY at 857.6%.

At the current 1.10% distribution rate, a $10,000 investment would generate approximately $110 per year, or $9.17 per month on an equivalent basis. Actual quarterly payments vary.

Vanguard Total Stock Market ETF is an ETF that tracks the CRSP US Total Market Index, providing broad exposure to the entire investable U.S. stock market across all market capitalizations. The fund maintains a modest distribution rate with quarterly distributions and charges a very low expense ratio of 0.03%. It appeals to investors seeking diversified U.S. equity exposure with minimal costs.

VTI performance versus SPY

Data as of August 24, 2026.

Fund total return is 924.2% over the past 25.2 years, 66.6 points ahead of SPY at 857.6%. Its deepest 1-year drawdown was 8.9%.

VTI key facts

Data as of August 24, 2026.

Distribution Safety Score™

100 · Safe

Safety-Adjusted Yield

1.10%

Issuer

Vanguard

Asset type

ETF

Asset class

Equity

Inception date

05/24/2001

Expense ratio

0.03%

Distribution rate

1.10%

Distribution frequency

Quarterly

Trailing yield

1.03%

Last close

$378.24

AUM

$690,746,519,353

Market cap

$731,048,509,440

Average volume

2832210.0

Last dividend

$1.0437

Ex-dividend date

06/26/2026

Payment date

06/30/2026

Beta

1.0379

P/E ratio

25.3807

How Dividend Vision calculates yield and returns

Distribution rate (1.10%) is the latest regular payout annualized by the fund's stated frequency, divided by the last close. Issuers often publish this as “Distribution Rate” on the fact sheet. Trailing-12-month yield (1.03%) is the sum of distributions paid in the last 12 months, split-adjusted, divided by the last close. It lags a recent raise or cut. We show a 30-day SEC yield when the fund publishes one. Schwab and other issuers may report a TTM distribution yield or SEC yield on a different date — all can be valid; they are not interchangeable. Fund total return uses split-adjusted close with distributions reinvested from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is what the fund did, not your personal gain/loss. Figures below use Dividend Vision data as of August 24, 2026.

Distribution rate methodology · Distribution Safety Score methodology · SEC yield

Sources and review

Data as of August 24, 2026.

Primary sources: Vanguard fund page; Index: Morningstar US Total Market Index; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

VTI risks and drawbacks

VTI's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. The deepest 1-year drawdown on record here is 8.9%.

Who may consider VTI — and who may not

VTI may suit someone looking for low-cost broad dividend exposure, a high Distribution Safety Score. It is a weaker fit for investors who need monthly cash flow (VTI pays quarterly); investors hunting double-digit covered-call yields. This is educational context, not a recommendation to buy or sell.

Compare VTI

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Frequently asked questions

More funds from Vanguard.