ETF Comparison
SPYI vs VOO vs VT vs VTI: Which Is the Better Pick in 2026?
A side-by-side comparison of NEOS S&P 500 High Income ETF, Vanguard S&P 500 ETF, Vanguard Total World Stock ETF and Vanguard Total Stock Market ETF covering yield, cost, risk, and income potential.
Data updated April 2, 2026
Side-by-side snapshot
| SPYI | VOO | VT | VTI | |
|---|---|---|---|---|
| Full name | NEOS S&P 500 High Income ETF | Vanguard S&P 500 ETF | Vanguard Total World Stock ETF | Vanguard Total Stock Market ETF |
| Issuer | NEOS | Vanguard | Vanguard | Vanguard |
| Price | $49.37 | $597.55 | $138.32 | $320.81 |
| Distribution yield | 12.04% | 1.12% | 1.74% | 1.11% |
| Expense ratio | 0.68% | 0.03% | 0.06% | 0.03% |
| AUM | $8.1B | $1512.9B | $83.5B | $2088.9B |
| Distribution frequency | Monthly | Quarterly | Quarterly | Quarterly |
| Underlying index | S&P 500 Index | S&P 500 Index | FTSE Global All Cap Index | CRSP US Total Market Index |
| Objective | Seeks to generate high monthly income in a tax efficient manner while targeting equity appreciation. | Track the performance of the S&P 500 Index, representing 500 of the largest U.S. companies. | Track the FTSE Global All Cap Index, covering developed and emerging markets. | Track the CRSP US Total Market Index, representing the broad U.S. equity market. |
| Asset class | Equity | Equity | Equity | Equity |
| Inception date | 08/29/2022 | 09/07/2010 | 06/24/2008 | 05/24/2001 |
| Beta | 0.68 | 1.0 | 1.01 | 1.04 |
| Last dividend | $0.53 | $1.87 | $0.33 | $1.00 |
| Ex-dividend date | 01/21/2026 | 03/27/2026 | 03/20/2026 | 03/27/2026 |
Visual comparison
Key metrics
Projected income on $10K
Quick verdict
SPYI (NEOS S&P 500 High Income ETF), VOO (Vanguard S&P 500 ETF), VT (Vanguard Total World Stock ETF), VTI (Vanguard Total Stock Market ETF) are popular dividend ETFs that take different approaches.
SPYI offers the highest yield at 12.04%, followed by VT at 1.74%, VOO at 1.12%, VTI at 1.11%.
VOO is the cheapest with an expense ratio of 0.03%, compared to 0.03% for VTI and 0.06% for VT and 0.68% for SPYI.
VTI is the largest fund by assets ($2088.9B), which generally means tighter spreads and better liquidity.
Deep dive
Yield & income
On a $10,000 investment: SPYI generates ~$100.33/month, VOO generates ~$9.33/month, VT generates ~$14.50/month, VTI generates ~$9.25/month at current distribution rates.
Cost & efficiency
Over 10 years on $10,000: SPYI costs ~$680, VOO costs ~$30, VT costs ~$60, VTI costs ~$30 in fees (simplified, not compounded).
Strategy & risk
SPYI tracks S&P 500 Index with a seeks to generate high monthly income in a tax efficient manner while targeting equity appreciation. approach; VOO tracks S&P 500 Index with a track the performance of the s&p 500 index, representing 500 of the largest u.s. companies. approach; VT tracks FTSE Global All Cap Index with a track the ftse global all cap index, covering developed and emerging markets. approach; VTI tracks CRSP US Total Market Index with a track the crsp us total market index, representing the broad u.s. equity market. approach.
Fund details
SPYI is managed by NEOS (launched 08/29/2022) with $8.1B in assets. VOO is managed by Vanguard (launched 09/07/2010) with $1512.9B in assets. VT is managed by Vanguard (launched 06/24/2008) with $83.5B in assets. VTI is managed by Vanguard (launched 05/24/2001) with $2088.9B in assets.
Income calculator
See how much monthly income a hypothetical investment would generate in each ETF at current yields.
Frequently asked questions
Which of SPYI, VOO, VT, and VTI is best for dividend income?
It depends on your goals. SPYI currently offers the highest distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.
What is the difference between SPYI, VOO, VT, and VTI?
SPYI (NEOS S&P 500 High Income ETF) tracks S&P 500 Index with a seeks to generate high monthly income in a tax efficient manner while targeting equity appreciation. strategy, issued by NEOS. VOO (Vanguard S&P 500 ETF) tracks S&P 500 Index with a track the performance of the s&p 500 index, representing 500 of the largest u.s. companies. strategy, issued by Vanguard. VT (Vanguard Total World Stock ETF) tracks FTSE Global All Cap Index with a track the ftse global all cap index, covering developed and emerging markets. strategy, issued by Vanguard. VTI (Vanguard Total Stock Market ETF) tracks CRSP US Total Market Index with a track the crsp us total market index, representing the broad u.s. equity market. strategy, issued by Vanguard.
Can I hold SPYI, VOO, VT, and VTI together?
Yes. Many income investors hold multiple dividend ETFs to diversify across different strategies and underlying indexes. This can reduce concentration risk while maintaining a strong income stream.
Which has the lowest fees among SPYI, VOO, VT, and VTI?
SPYI has an expense ratio of 0.68%, VOO has an expense ratio of 0.03%, VT has an expense ratio of 0.06%, VTI has an expense ratio of 0.03%. Lower fees mean more of your investment returns stay in your pocket over time.
How much income does $10,000 generate in each?
$10,000 in SPYI yields ~$100.33/month ($1,204.00/year). $10,000 in VOO yields ~$9.33/month ($112.00/year). $10,000 in VT yields ~$14.50/month ($174.00/year). $10,000 in VTI yields ~$9.25/month ($111.00/year).
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