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ETF Comparison

TECY vs XLK: Which Is the Better Pick in 2026?

A head-to-head comparison of GraniteShares YieldBOOST Technology ETF and Technology Select Sector SPDR Fund covering yield, cost, risk, and income potential.

Data updated June 24, 2026

ETFs51
Total AUM$9.35B

ETFs and AUM reflect what Dividend Vision tracks β€” the issuer's full lineup may be larger.

GraniteShares is known for offering specialized ETF strategies that extend beyond traditional equity and bond investing, particularly through structured products and income-focused solutions. The firm manages 48 ETFs organized around distinct fund families including Autocallable products, Commodities, Income strategies, Leveraged exposures, and their YieldBOOST line designed to enhance distributions. GraniteShares targets investors seeking alternative income generation methods and commodity access, with popular tickers like AHD, CRY, and FBL representing their diverse approach to yield enhancement and alternative asset classes.

See our curated list of related YouTube videos on TECY.

ETFs162
Total AUM$2100B

ETFs and AUM reflect what Dividend Vision tracks β€” the issuer's full lineup may be larger.

State Street Global Advisors (SSGA) is one of the largest ETF providers globally, known for its flagship SPDR suite of exchange-traded products that serve both institutional and retail investors across a broad range of asset classes. Their 88-fund lineup spans diverse strategies including sector exposure (Select Sector SPDR), income generation (Income and Select Sector SPDR Premium Income families), commodities (including the widely-held GLD gold ETF), bonds, ESG-focused investments, and thematic allocations, with popular tickers like DIA (Diamonds Trust), FEZ (Eurozone exposure), and JNK (high-yield bonds) among their most recognized funds. The issuer is characterized by its comprehensive coverage across multiple market segments and its emphasis on both traditional index-based products and specialized strategies like covered call income funds and factor-based investing.

See our curated list of related YouTube videos on XLK.

Side-by-side snapshot

TECYXLK
Full nameGraniteShares YieldBOOST Technology ETFTechnology Select Sector SPDR Fund
IssuerGraniteSharesState Street
Last Close$23.40 as of June 24, 2026$184.19 as of June 24, 2026
Distribution yield49.78%0.50%
Expense ratio1.07%0.09%
AUM$705,400$118B
Distribution frequencyWeeklyQuarterly
Underlying indexTechnology Select Sector IndexTechnology Select Sector Index
ObjectiveSeeks to provide weekly income by selling near-the-money put spreads on leveraged ETFs linked to the Technology Select Sector Index, with built-in risk control through the put spread collar structure.Track the Technology Select Sector Index, providing exposure to the information technology constituents of the S&P 500.
Asset classEquityEquity
Inception date05/05/202612/16/1998
Betaβ€”1.42
Last dividend$0.2240$0.2280
Ex-dividend date05/08/202609/21/2026

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Visual comparison

Key metrics

Projected income on $10K

Projections assume the current yield and share price remain constant. Actual results will vary.

Total returns

SymbolYTDSince May 2026
TECY-3.43%-3.43%
XLK27.80%11.21%

Total return with all distributions reinvested on the ex-dividend date, split-adjusted, as of June 23, 2026. YTD and 1Y are cumulative; longer windows are annualized. β€œSince May 2026” measures every fund from May 5, 2026 β€” the youngest fund's first trading day β€” so all funds share one comparison window.

Quick verdict

TECY (GraniteShares YieldBOOST Technology ETF) and XLK (Technology Select Sector SPDR Fund) are both dividend ETFs, but they take different approaches.

TECY offers the higher yield at 49.78% vs 0.50% for XLK. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.

XLK is cheaper with an expense ratio of 0.09% compared to 1.07%.

XLK has $118B in assets vs $705,400 for TECY, but TECY only launched May 2026 β€” AUM comparisons will become more meaningful as it builds a track record.

Deep dive

Yield & income

On a $10,000 investment, TECY would generate roughly $414.83/month, while XLK would produce $4.17/month, at current distribution rates.

TECY yield49.78%
XLK yield0.50%
Monthly diff on $10K$410.67

Cost & efficiency

Over 10 years on $10,000, TECY would cost approximately $1,070 in fees vs $90 for XLK (simplified, not compounded). The $980.00 difference may be offset by yield or performance.

TECY ER1.07%
XLK ER0.09%

Strategy & risk

TECY tracks Technology Select Sector Index with a basket approach, while XLK tracks Technology Select Sector Index with a technology approach.

TECY betaβ€”
XLK beta1.42

Fund details

TECY is managed by GraniteShares (launched 05/05/2026) with $705,400 in assets. XLK is managed by State Street (launched 12/16/1998) with $118B in assets.

TECY AUM$705,400
XLK AUM$118B

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Frequently asked questions

Is TECY or XLK better for dividend income?

It depends on your goals. TECY currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.

What is the difference between TECY and XLK?

TECY (GraniteShares YieldBOOST Technology ETF) tracks Technology Select Sector Index with a basket approach, while XLK (Technology Select Sector SPDR Fund) tracks Technology Select Sector Index with a technology approach. They are issued by GraniteShares and State Street respectively.

Can I hold both TECY and XLK?

Yes. Many income investors hold both to diversify across different strategies and underlying indexes. This can reduce concentration risk while maintaining a strong income stream.

Which has lower fees, TECY or XLK?

TECY has an expense ratio of 1.07% while XLK charges 0.09%. Lower fees mean more of your investment returns stay in your pocket over time.

How much income does $10,000 in TECY vs XLK generate?

At current rates, $10,000 in TECY would generate roughly $414.83 per month ($4,978.00 annually). The same in XLK would produce about $4.17 per month ($50.00 annually).

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