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ETF Comparison

VTI vs VXUS: Which Is the Better Pick in 2026?

A head-to-head comparison of Vanguard Total Stock Market ETF and Vanguard Total International Stock ETF covering yield, cost, risk, and income potential.

Data updated April 5, 2026

Side-by-side snapshot

VTIVXUS
Full nameVanguard Total Stock Market ETFVanguard Total International Stock ETF
IssuerVanguardVanguard
Price$323.24$78.01
Distribution yield1.11%2.86%
Expense ratio0.03%0.05%
AUM$2088.9B$636.7B
Distribution frequencyQuarterlyQuarterly
Underlying indexCRSP US Total Market IndexFTSE Global All Cap ex US Index
ObjectiveTrack the CRSP US Total Market Index, representing the broad U.S. equity market.Track the FTSE Global All Cap ex US Index, covering non-U.S. developed and emerging stocks.
Asset classEquityEquity
Inception date05/24/200101/26/2011
Beta1.040.99
Last dividend$1.00$0.08
Ex-dividend date03/27/202603/20/2026

Visual comparison

Key metrics

Projected income on $10K

Projections assume the current yield and share price remain constant. Actual results will vary.

Quick verdict

VTI (Vanguard Total Stock Market ETF) and VXUS (Vanguard Total International Stock ETF) are both popular quarterly-pay track the crsp us total market index, representing the broad u.s. equity market. ETFs, but they take different approaches.

VXUS offers the higher yield at 2.86% vs 1.11% for VTI. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.

VTI is cheaper with an expense ratio of 0.03% compared to 0.05%.

They track different benchmarks: VTI is linked to CRSP US Total Market Index while VXUS tracks FTSE Global All Cap ex US Index, which means their performance drivers differ.

VTI is the larger fund by assets ($2088.9B), which generally means tighter spreads and better liquidity.

Deep dive

Yield & income

On a $10,000 investment, VTI would generate roughly $9.25/month while VXUS would produce $23.83/month at current distribution rates. Both pay quarterly distributions.

VTI yield1.11%
VXUS yield2.86%
Monthly diff on $10K$14.58

Cost & efficiency

Over 10 years on $10,000, VTI would cost approximately $30 in fees vs $50 for VXUS (simplified, not compounded). The $20.00 difference may be offset by yield or performance.

VTI ER0.03%
VXUS ER0.05%

Strategy & risk

VTI tracks CRSP US Total Market Index with a track the crsp us total market index, representing the broad u.s. equity market. approach, while VXUS tracks FTSE Global All Cap ex US Index using a track the ftse global all cap ex us index, covering non-u.s. developed and emerging stocks. strategy. Beta is 1.04 for VTI and 0.99 for VXUS, indicating VXUS is less volatile relative to the market.

VTI beta1.04
VXUS beta0.99

Fund details

VTI is managed by Vanguard (launched 05/24/2001) with $2088.9B in assets. VXUS is managed by Vanguard (launched 01/26/2011) with $636.7B in assets.

VTI AUM$2088.9B
VXUS AUM$636.7B

Income calculator

See how much monthly income a hypothetical investment would generate in each ETF at current yields.

Frequently asked questions

Is VTI or VXUS better for dividend income?

It depends on your goals. VXUS currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.

What is the difference between VTI and VXUS?

VTI (Vanguard Total Stock Market ETF) tracks CRSP US Total Market Index with a track the crsp us total market index, representing the broad u.s. equity market. strategy, while VXUS (Vanguard Total International Stock ETF) tracks FTSE Global All Cap ex US Index with a track the ftse global all cap ex us index, covering non-u.s. developed and emerging stocks. approach. They are issued by Vanguard and Vanguard respectively.

Can I hold both VTI and VXUS?

Yes. Many income investors hold both to diversify across different strategies and underlying indexes. This can reduce concentration risk while maintaining a strong income stream.

Which has lower fees, VTI or VXUS?

VTI has an expense ratio of 0.03% while VXUS charges 0.05%. Lower fees mean more of your investment returns stay in your pocket over time.

How much income does $10,000 in VTI vs VXUS generate?

At current yields, $10,000 in VTI would generate roughly $9.25 per month ($111.00 annually). The same in VXUS would produce about $23.83 per month ($286.00 annually).

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