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Best Safety-Adjusted Yield ETFs

Income ETFs ranked by Safety-Adjusted Yield — each fund's distribution rate multiplied by its Distribution Safety Score — so the funds offering the most durable income per unit of yield rise to the top, and fragile high-yielders fall away.

Updated July 2026 · 60 funds

Funds60
Top safety-adj. yield38.8%
Data as ofJuly 2026

DV Scorecard

Our proprietary snapshot of this list — averages and standouts, computed from the funds below. Not investment advice.

Avg Distribution Safety Score™79/100across 60 funds
Median Yield27.87%dividend yield
Median 1-Yr Return+15.9%price change, 1 year
Payout CadenceWeeklymost common
Avg Expense Ratio0.90%annual fee
Highest YieldTSMY49.06%
Highest SafetyUSDXscore 94
Best Safety-Adj. YieldTSMYsafety 79 · 49.06%

Headline yield tells you what a fund pays; it says nothing about whether the payment will last. Safety-Adjusted Yield fixes that by weighting each fund's distribution rate by our Distribution Safety Score — so a durable 8% outranks a fragile 15%, and the number rewards income you can actually keep.

This page ranks the income-ETF universe by that single metric, filtered to funds yielding at least 4% that also clear a solid Safety Score. It's the view only Dividend Vision can build: the same funds everyone screens for yield, re-sorted by how durable that yield looks.

How this screen works

One proprietary metric does the ranking: Safety-Adjusted Yield.

Best Safety-Adjusted Yield ETFs

Ranked live from our data pipeline on every build — click any column header to re-sort, or open a ticker for the full analysis. We never hard-code the figures.

TickerFundSafety-Adj. YieldYieldDistribution Safety Score™ CadenceAUM
TSMYYieldMax TSM Option Income Strategy ETF38.8%49.06%79Weekly$131M
CHPYYieldMax Semiconductor Portfolio Option Income ETF34.4%43.60%79Weekly$1.1B
GPTYYieldMax AI & Tech Portfolio Option Income ETF34.2%43.30%79Weekly$131M
LIFTLifeX 2028 Income Bucket ETF33.3%42.70%78Monthly$2M
EGGYDynamic Income ETF32.4%40.99%79Monthly$145M
QDTYYieldMax Nasdaq 100 0DTE Covered Call Strategy ETF31.5%39.89%79Weekly$46M
QDTERoundhill Innovation-100 0DTE Covered Call Strategy ETF31.0%37.31%83Weekly$939M
NVIIREX NVDA Growth & Income ETF30.0%41.03%73Weekly$111M
AIPIREX SHARES AI Equity Premium Income ETF29.6%36.13%82Weekly$414M
XOMOYieldMax XOM Option Income Strategy ETF29.0%34.48%84Weekly$31M
QLDYDefiance Nasdaq 100 LightningSpread Income ETF28.7%41.57%69Twice-Weekly$48M
RDTYYieldMax R2000 0DTE Covered Strategy ETF27.8%41.50%67Weekly$27M
APLYYieldMax AAPL Option Income Strategy ETF26.4%32.95%80Weekly$129M
KSLVKurv Silver Enhanced Income ETF25.8%30.04%86Monthly$86M
USOYDefiance Oil Enhanced Options Income ETF25.6%39.31%65Weekly$63M
WMTIREX WMT Growth & Income ETF24.8%31.35%79Weekly$16M
WDTEDefiance S&P 500 Target 30 Weekly Distribution ETF24.4%30.55%80Weekly$68M
PSILAdvisorShares Psychedelics ETF24.3%27.92%87Quarterly$47M
NVDYYieldMax NVDA Option Income Strategy ETF24.2%40.39%60Weekly$1.4B
JEPYDefiance S&P 500 Enhanced Options Income ETF24.2%29.91%81Weekly$67M
JPMOYieldMax JPM Option Income Strategy ETF24.0%30.77%78Weekly$40M
JPOYieldMax JPMorgan Option Income Strategy ETF24.0%30.77%78Weekly$32M
TIPDNorthern Trust 2055 Inflation-Linked Distributing Ladder ETF23.5%27.94%84Monthly$2M
XLKITechnology Select Sector SPDR Premium Income ETF23.3%29.45%79Monthly$11M
IGLDFT Cboe Vest Gold Target Income ETF23.1%24.82%93Monthly$498M
YMAGTidal Trust II - YieldMax Magnificent 7 Fund of Option Income ETFs22.8%34.49%66Weekly$299M
RDTERoundhill RDTE Russell 2000 0DTE Covered Call Strategy22.1%32.45%68Weekly$171M
WPAYRoundhill WeeklyPay Universe ETF21.9%27.72%79Weekly$183M
AMZYYieldMax AMZN Option Income Strategy ETF21.8%34.65%63Weekly$229M
FEPIREX FANG & Innovation Equity Premium Income ETF21.6%25.97%83Weekly$659M
QQQYDefiance Nasdaq 100 Enhanced Income ETF21.1%31.09%68Weekly$185M
SLJYAmplify Silver Miners Covered Call ETF21.0%26.57%79Monthly$55M
BCKTLifeX 2030 Income Bucket ETF20.9%24.35%86Monthly$3M
SDTYYieldMax S&P 500 0DTE Covered Call Strategy ETF20.7%26.16%79Weekly$37M
YQQQYieldMax Short N100 Option Income Strategy ETF20.6%27.82%74Weekly$15M
NVITYieldMax NVDA Performance & Distribution Target 25 ETF20.2%25.56%79Weekly$9M
GIAXNicholas Global Equity and Income ETF19.9%25.19%79Weekly$107M
GOOYYieldMax GOOGL Option Income Strategy ETF19.9%29.68%67Weekly$244M
EGGSTotal Return Guard19.6%24.86%79Monthly$57M
XLEIEnergy Select Sector SPDR Premium Income ETF19.3%24.49%79Monthly$44M
XPAYRoundhill S&P 500 Target 20 Managed Distribution ETF19.0%20.67%92Monthly$163M
XDTERoundhill ETF Trust - Roundhill S&P 500 0DTE Covered Call18.6%22.43%83Weekly$331M
JCPIJPMorgan Inflation Managed Bond ETF17.8%20.92%85Monthly$867M
SVOLSimplify Volatility Premium ETF17.6%20.91%84Monthly$526M
MSFOYieldMax MSFT Option Income Strategy ETF17.5%28.70%61Weekly$81M
SPYTDefiance S&P 500 Income Target ETF17.0%20.26%84Monthly$154M
QQQTDefiance Nasdaq-100 Target Income ETF16.7%21.13%79Monthly$46M
IWMWiShares Russell 2000 BuyWrite ETF16.0%18.99%84Monthly$57M
TDAXTDAQ LIFT ETF15.6%19.81%79Weekly$48M
USDXSGI Enhanced Core ETF15.5%16.52%94Monthly$307M
MOTGVanEck Vectors ETF Trust - VanEck Vectors Morningstar Global Wide Moat ETF15.1%17.77%85Annual$17M
TIPCNorthern Trust 2045 Inflation-Linked Distributing Ladder ETF15.0%16.81%89Monthly$3M
KGLDKurv Gold Enhanced Income ETF14.3%16.22%88Monthly$102M
TSLPKurv Yield Premium Strategy Tesla ETF14.2%22.93%62Monthly$20M
TLTXGlobal X Treasury Bond Enhanced Income ETF14.2%17.94%79Monthly$14M
XLSIConsumer Staples Select Sector SPDR Premium Income ETF14.0%17.77%79Monthly$5M
SURISimplify Propel Opportunities ETF14.0%15.21%92Quarterly$76M
TDAQTappAlpha Innovation 100 Growth & Daily Income ETF14.0%17.71%79Monthly$266M
BRKCYieldMax BRK.B Option Income Strategy ETF13.8%20.05%69Weekly$9M
MORTVanEck Mortgage REIT Income ETF13.6%16.95%80Quarterly$391M

Screened and ranked from our own data. Not investment advice.

Frequently asked questions

What is Safety-Adjusted Yield?

It's a fund's distribution rate multiplied by its Distribution Safety Score (out of 100). A durable 8% yield (score 90) scores 7.2%; a shaky 20% yield (score 30) scores just 6.0%. It rewards income that looks likely to last. 60 ETFs make this list.

Why not just rank by yield?

Because the highest yields are often the least durable — the market prices in the risk of a cut. Safety-Adjusted Yield discounts fragile payouts, so the ranking surfaces the best income you can realistically keep, not just the biggest headline number.

Why the 60+ Safety Score floor?

Without a floor, the metric still tilts toward extreme high-yielders. Requiring a solid Safety Score keeps this list focused on durable income; the riskiest high-yielders live on our Potential Yield Traps page instead.

Is this the same as the DV Scorecard's "best pick"?

Yes — the Scorecard's "Best Safety-Adjusted Yield" tile uses the identical formula. This page simply ranks the whole qualifying universe by it.

How often is it updated?

Yields and Safety Scores refresh on every build, so the Safety-Adjusted Yield ranking re-computes automatically.

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