Dividend Vision Model Portfolios
Inflation Shield
Short-duration TIPS, commodities and floating-rate Treasury exposure seek purchasing-power resilience. This is an inflation diversifier, not a high-income promise.
Updated Nov 6, 2026
Holdings
Rates, payout schedules and scores are refreshed from our data on every site update. Open a fund for its full analysis.
| Ticker | Fund | Weight | Dist. rate | Pays | Distribution Safety Score™ | Expense |
|---|---|---|---|---|---|---|
| VTIP | Vanguard Short-Term Inflation-Protected Securities ETF | 55.0% | 7.65% | Quarterly | 70 Generally safe | 0.03% |
| SCHP | Schwab U.S. TIPS ETF | 15.0% | 3.75% | Monthly | 48 Caution | 0.03% |
| PDBC | Invesco Optimum Yield Diversified Commodity Strategy No K-1 ETF | 15.0% | 2.72% | Annually | 68 Generally safe | 0.59% |
| USFR | WisdomTree Floating Rate Treasury Fund | 15.0% | 4.07% | Monthly | 80 Safe | 0.15% |
Portfolio Distribution Safety Score™
Weighted by each fund's share of the projected income. 10% of the income comes from funds scoring under 60. The ring shows how the income splits across score bands.
Why these picks
- VTIP
Short TIPS anchor reduces real-rate sensitivity compared with broad-maturity TIPS.
- SCHP
Modest broad TIPS exposure adds real-duration diversification; NAV can fall as real yields rise.
- PDBC
Diversified commodity futures may help during inflation shocks; volatile and irregular payouts.
- USFR
Floating-rate Treasury exposure limits duration risk; it is not directly linked to CPI.
Reasons written Nov 6, 2026. Scores, rates and expense ratios in them are today's, the same as the holdings table.
Frequently asked questions
What is this portfolio's Distribution Safety Score?
69 out of 100 (Generally safe). It averages each fund's Distribution Safety Score, weighted by its share of the portfolio's projected income. It is a rules-based estimate of how dependable the payouts are, not a guarantee.
How much income does Inflation Shield pay?
The holdings' current distribution rates blend to about 5.8% a year at the listed weights. Distribution rates change as funds raise, cut or vary their payouts.
Is this investment advice?
No. Model portfolios are examples for research and education. They are not recommendations to buy or sell any security, and you are responsible for your own decisions.
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Disclaimer: Model portfolios are illustrative examples for research and education, not investment advice or a recommendation to buy or sell any security. Distribution rates and scores change. Backtests are hypothetical, assume distributions are reinvested and ignore taxes and trading costs. Investing involves risk, including loss of principal.