ITOT ETF — iShares Core S&P Total U.S. Stock Market ETF

iShares Core S&P Total U.S. Stock Market ETF (ITOT)

Updated October 2, 2026.

ITOT is a low-cost ETF that tracks the S&P Total Market Index. its distribution rate is 1.08%, its trailing-12-month yield is 1.00%, its expense ratio is 0.03%. Dividend Vision Distribution Safety Score™ is 96/100 (Safe). Total return is 903.2% over the past 22.7 years, 15.2 points behind SPY at 918.4%.

At the current 1.08% distribution rate, a $10,000 investment would generate approximately $108 per year, or about $27.00 per quarter if the next payment matches the last regular one.

iShares Core S&P Total U.S. Stock Market ETF is an exchange-traded fund that tracks the S&P Total Market Index, providing broad exposure to all U.S. common equities listed on major exchanges including the NYSE, NASDAQ, and Cboe markets. The fund carries a modest current distribution rate, distributes quarterly, and has a very low expense ratio of 0.03%. It appeals to investors seeking broad U.S. equity market exposure with minimal costs and regular income.

ITOT performance versus SPY

Price and return data through 2026-10-02.

Total return is 903.2% over the past 22.7 years, 15.2 points behind SPY at 918.4%. Over the past year its total return — price change plus distributions reinvested — is 16.0%. Its deepest 1-year drawdown was 8.9%.

ITOT key facts

Distribution Safety Score™

96 · Safe

Safety-Adjusted Yield

1.04%

Issuer

iShares

Asset type

ETF

Asset class

Equity

Inception date

01/20/2004

Expense ratio

0.03%

Distribution rate

1.08%

Distribution frequency

Quarterly

Trailing yield

1.00%

Last close

$167.95 (as of 2026-10-02)

AUM

$96,922,221,392

Market cap

$49,884,655,616

Average volume

1207700.0

Last dividend

$0.453

Last ex-dividend date

09/15/2026

Last payment date

09/18/2026 (as of 2026-09-18)

Beta

1.03

P/E ratio

24.097

How Dividend Vision calculates yield and returns

Distribution rate (1.08%) is the latest regular payout annualized by the fund's stated frequency, divided by the last close. Issuers often publish this as “Distribution Rate” on the fact sheet. Trailing-12-month yield (1.00%) is the sum of distributions paid in the last 12 months, split-adjusted, divided by the last close. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: iShares or company page; Index: S&P Total Market Index; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

ITOT risks and drawbacks

ITOT's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 8.9%.

Who may consider ITOT — and who may not

ITOT may suit someone looking for low-cost broad dividend exposure, a high Distribution Safety Score. It is a weaker fit for investors who need monthly cash flow (ITOT pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

Compare ITOT

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Frequently asked questions

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