ETF Comparison
VTI vs ITOT: Which Is the Better Pick in 2026?
A head-to-head comparison of Vanguard Total Stock Market ETF and iShares Core S&P Total U.S. Stock Market ETF covering yield, cost, risk, and income potential.
Data updated April 5, 2026
Side-by-side snapshot
| VTI | ITOT | |
|---|---|---|
| Full name | Vanguard Total Stock Market ETF | iShares Core S&P Total U.S. Stock Market ETF |
| Issuer | Vanguard | BlackRock |
| Price | $323.24 | $143.45 |
| Distribution yield | 1.11% | 1.10% |
| Expense ratio | 0.03% | 0.03% |
| AUM | $2088.9B | $82.4B |
| Distribution frequency | Quarterly | Quarterly |
| Underlying index | CRSP US Total Market Index | S&P Total Market Index |
| Objective | Track the CRSP US Total Market Index, representing the broad U.S. equity market. | Provide exposure to the fund's underlying index or strategy per issuer materials. |
| Asset class | Equity | Equity |
| Inception date | 05/24/2001 | 01/20/2004 |
| Beta | 1.04 | 1.04 |
| Last dividend | $1.00 | $0.33 |
| Ex-dividend date | 03/27/2026 | 03/17/2026 |
Visual comparison
Key metrics
Projected income on $10K
Projections assume the current yield and share price remain constant. Actual results will vary.
Quick verdict
VTI (Vanguard Total Stock Market ETF) and ITOT (iShares Core S&P Total U.S. Stock Market ETF) are both popular quarterly-pay track the crsp us total market index, representing the broad u.s. equity market. ETFs, but they take different approaches.
VTI offers the higher yield at 1.11% vs 1.10% for ITOT. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.
They track different benchmarks: VTI is linked to CRSP US Total Market Index while ITOT tracks S&P Total Market Index, which means their performance drivers differ.
VTI is the larger fund by assets ($2088.9B), which generally means tighter spreads and better liquidity.
Deep dive
Yield & income
On a $10,000 investment, VTI would generate roughly $9.25/month while ITOT would produce $9.17/month at current distribution rates. Both pay quarterly distributions.
Cost & efficiency
Over 10 years on $10,000, VTI would cost approximately $30 in fees vs $30 for ITOT (simplified, not compounded). Both charge the same expense ratio.
Strategy & risk
VTI tracks CRSP US Total Market Index with a track the crsp us total market index, representing the broad u.s. equity market. approach, while ITOT tracks S&P Total Market Index using a provide exposure to the fund's underlying index or strategy per issuer materials. strategy. Beta is 1.04 for VTI and 1.04 for ITOT, indicating ITOT is less volatile relative to the market.
Fund details
VTI is managed by Vanguard (launched 05/24/2001) with $2088.9B in assets. ITOT is managed by BlackRock (launched 01/20/2004) with $82.4B in assets.
Income calculator
See how much monthly income a hypothetical investment would generate in each ETF at current yields.
Frequently asked questions
Is VTI or ITOT better for dividend income?
It depends on your goals. VTI currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.
What is the difference between VTI and ITOT?
VTI (Vanguard Total Stock Market ETF) tracks CRSP US Total Market Index with a track the crsp us total market index, representing the broad u.s. equity market. strategy, while ITOT (iShares Core S&P Total U.S. Stock Market ETF) tracks S&P Total Market Index with a provide exposure to the fund's underlying index or strategy per issuer materials. approach. They are issued by Vanguard and BlackRock respectively.
Can I hold both VTI and ITOT?
Yes. Many income investors hold both to diversify across different strategies and underlying indexes. This can reduce concentration risk while maintaining a strong income stream.
Which has lower fees, VTI or ITOT?
VTI has an expense ratio of 0.03% while ITOT charges 0.03%. Lower fees mean more of your investment returns stay in your pocket over time.
How much income does $10,000 in VTI vs ITOT generate?
At current yields, $10,000 in VTI would generate roughly $9.25 per month ($111.00 annually). The same in ITOT would produce about $9.17 per month ($110.00 annually).
More comparisons to explore
People also compare VTI with
People also compare ITOT with
Popular comparisons
Go deeper
Use the full ETF Comparator to add more funds, view radar charts, and generate AI reports.