ETF Comparison
ITOT vs SCHB: Which Is the Better Pick in 2026?
A head-to-head comparison of iShares Core S&P Total U.S. Stock Market ETF and Schwab U.S. Broad Market ETF covering yield, cost, risk, and income potential.
Data updated April 5, 2026
Side-by-side snapshot
| ITOT | SCHB | |
|---|---|---|
| Full name | iShares Core S&P Total U.S. Stock Market ETF | Schwab U.S. Broad Market ETF |
| Issuer | BlackRock | Schwab |
| Price | $143.45 | $25.30 |
| Distribution yield | 1.10% | 1.10% |
| Expense ratio | 0.03% | 0.03% |
| AUM | $82.4B | $38.7B |
| Distribution frequency | Quarterly | Quarterly |
| Underlying index | S&P Total Market Index | Dow Jones U.S. Broad Stock Market Index |
| Objective | Provide exposure to the fund's underlying index or strategy per issuer materials. | Provide exposure to the fund's underlying index or strategy per issuer materials. |
| Asset class | Equity | Equity |
| Inception date | 01/20/2004 | 11/03/2009 |
| Beta | 1.04 | 1.04 |
| Last dividend | $0.33 | $0.07 |
| Ex-dividend date | 03/17/2026 | 03/25/2026 |
Visual comparison
Key metrics
Projected income on $10K
Projections assume the current yield and share price remain constant. Actual results will vary.
Quick verdict
ITOT (iShares Core S&P Total U.S. Stock Market ETF) and SCHB (Schwab U.S. Broad Market ETF) are both popular quarterly-pay provide exposure to the fund's underlying index or strategy per issuer materials. ETFs, but they take different approaches.
They track different benchmarks: ITOT is linked to S&P Total Market Index while SCHB tracks Dow Jones U.S. Broad Stock Market Index, which means their performance drivers differ.
ITOT is the larger fund by assets ($82.4B), which generally means tighter spreads and better liquidity.
Deep dive
Yield & income
On a $10,000 investment, ITOT would generate roughly $9.17/month while SCHB would produce $9.17/month at current distribution rates. Both pay quarterly distributions.
Cost & efficiency
Over 10 years on $10,000, ITOT would cost approximately $30 in fees vs $30 for SCHB (simplified, not compounded). Both charge the same expense ratio.
Strategy & risk
ITOT tracks S&P Total Market Index with a provide exposure to the fund's underlying index or strategy per issuer materials. approach, while SCHB tracks Dow Jones U.S. Broad Stock Market Index using a provide exposure to the fund's underlying index or strategy per issuer materials. strategy. Beta is 1.04 for ITOT and 1.04 for SCHB, indicating SCHB is less volatile relative to the market.
Fund details
ITOT is managed by BlackRock (launched 01/20/2004) with $82.4B in assets. SCHB is managed by Schwab (launched 11/03/2009) with $38.7B in assets.
Income calculator
See how much monthly income a hypothetical investment would generate in each ETF at current yields.
Frequently asked questions
Is ITOT or SCHB better for dividend income?
It depends on your goals. ITOT currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.
What is the difference between ITOT and SCHB?
ITOT (iShares Core S&P Total U.S. Stock Market ETF) tracks S&P Total Market Index with a provide exposure to the fund's underlying index or strategy per issuer materials. strategy, while SCHB (Schwab U.S. Broad Market ETF) tracks Dow Jones U.S. Broad Stock Market Index with a provide exposure to the fund's underlying index or strategy per issuer materials. approach. They are issued by BlackRock and Schwab respectively.
Can I hold both ITOT and SCHB?
Yes. Many income investors hold both to diversify across different strategies and underlying indexes. This can reduce concentration risk while maintaining a strong income stream.
Which has lower fees, ITOT or SCHB?
ITOT has an expense ratio of 0.03% while SCHB charges 0.03%. Lower fees mean more of your investment returns stay in your pocket over time.
How much income does $10,000 in ITOT vs SCHB generate?
At current yields, $10,000 in ITOT would generate roughly $9.17 per month ($110.00 annually). The same in SCHB would produce about $9.17 per month ($110.00 annually).
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