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ETF Comparison

BITY vs BTCI: Which Is the Better Pick in 2026?

A head-to-head comparison of Amplify Bitcoin 24% Premium Income ETF and NEOS Bitcoin High Income ETF covering yield, cost, risk, and income potential.

Data updated July 13, 2026

ETFs43
Total AUM$16.3B

ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.

Amplify ETFs is known for offering thematic and specialized investment solutions across 22 funds, ranging from digital assets and commodities to dividend and income-focused strategies. Their lineup emphasizes yield generation and alternative themes, with notable funds including DIVO (Amplify Dividend Rotation Fund), HACK (Amplify Cybersecurity ETF), and SWAN (Amplify BlackSwan Growth ETF), alongside crypto-related funds like BITY and SOLM. The issuer distinguishes itself through niche sector exposure and their proprietary YieldSmart technology platform designed to optimize income strategies.

See our curated list of related YouTube videos on BITY.

ETFs19
Total AUM$28.5B

ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.

NEOS is known for developing specialized income-focused ETFs that employ strategies like covered calls, hedging, and enhanced yields across various asset classes. The firm manages 19 funds organized into nine distinct families, including offerings in equity high income, fixed income enhancement, digital assets, and alternative strategies, with popular tickers like SPYI (S&P 500 covered call), QQQI (Nasdaq-100 covered call), and QQQH (Nasdaq-100 hedged equity income). NEOS distinguishes itself in the ETF landscape through its emphasis on income generation and downside protection strategies rather than traditional growth approaches.

See our curated list of related YouTube videos on BTCI.

Side-by-side snapshot

BITYBTCI
Full nameAmplify Bitcoin 24% Premium Income ETFNEOS Bitcoin High Income ETF
IssuerAmplify ETFsNEOS
Last Close$25.71 as of July 13, 2026$28.86 as of July 13, 2026
Distribution yield23.01%27.16%
Distribution Safety Score 4146
Expense ratio0.65%0.98%
AUM$12.7M$1.09B
Distribution frequencyMonthlyMonthly
Underlying indexBitcoinBitcoin ETPs
ObjectiveSeeks to provide monthly income with Bitcoin exposure through a premium income strategy targeting approximately 24% annual distribution while maintaining potential for capital appreciation.Seeks to generate high monthly income with potential appreciation through bitcoin exposure.
Asset classEquityEquity
Inception date09/23/202410/16/2024
Beta1.78931.6764
Last dividend$0.4930$0.6530
Ex-dividend date06/29/202606/16/2026

Bottom lineChoose BITY if you want crypto exposure that pays you along the way, not just price gains. Choose BTCI if you want to maximize current income — roughly 27.16%, generated by selling options premium.

Income calculator

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Visual comparison

Key metrics

Projected income on $10K

Projections assume the current yield and share price remain constant. Actual results will vary.

Total returns

BITY has lagged BTCI over the trailing twelve months, posting a -44.23% total return against -38.74%. Measured from Apr 2025 — when the younger fund began trading — BTCI has compounded at -24.15% a year versus -28.49% for BITY. Figures are total returns: price change plus every distribution reinvested.

SymbolYTD1YSince Apr 2025Volatility Sharpe Sortino Max drawdown
BITY-28.76%-44.23%-28.49%41.4%-1.52-1.96-51.8%
BTCI-26.53%-38.74%-24.15%40.2%-1.33-1.72-48.4%

Total return with all distributions reinvested on the ex-dividend date, split-adjusted, as of July 10, 2026. YTD and 1Y are cumulative; longer windows are annualized. “Since Apr 2025” measures every fund from April 29, 2025 — the youngest fund's first trading day — so all funds share one comparison window. Volatility is the annualized standard deviation of daily total returns over the past year. Sharpe and Sortino divide the annualized return in excess of the risk-free rate by, respectively, that volatility and the downside deviation (both over the past year) — higher is better. Max drawdown is the largest peak-to-trough total-return decline over the same window — shallower is better.

Quick verdict

BITY (Amplify Bitcoin 24% Premium Income ETF) and BTCI (NEOS Bitcoin High Income ETF) are both monthly-pay dividend ETFs, but they take different approaches.

BTCI offers the higher yield at 27.16% vs 23.01% for BITY. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.

BITY is cheaper with an expense ratio of 0.65% compared to 0.98%.

They track different benchmarks: BITY is linked to Bitcoin while BTCI tracks Bitcoin ETPs, which means their performance drivers differ.

BTCI is the larger fund by assets ($1.09B), which generally means tighter spreads and better liquidity.

Who should choose each?

Choose BITY

Amplify Bitcoin 24% Premium Income ETF

  • Want crypto exposure that pays income rather than waiting on price alone.
  • Want to keep costs low — a 0.65% expense ratio vs 0.98% for BTCI.

Choose BTCI

NEOS Bitcoin High Income ETF

  • Want to maximize current income — BTCI distributes roughly 27.16% from selling options premium, vs 23.01% for BITY.
  • Want crypto exposure that pays income rather than waiting on price alone.

Not sure? Use the income calculator and snapshot above to weigh these trade-offs against your own goals.

Deep dive

Yield & income

On a $10,000 investment, BITY would generate roughly $191.75/month, while BTCI would produce $226.33/month, at current distribution rates. Both pay monthly distributions.

BITY yield23.01%
BTCI yield27.16%
Monthly diff on $10K$34.58

Cost & efficiency

Over 10 years on $10,000, BITY would cost approximately $650 in fees vs $980 for BTCI (simplified, not compounded). The $330.00 difference may be offset by yield or performance.

BITY ER0.65%
BTCI ER0.98%

Strategy & risk

BITY tracks Bitcoin with a covered call approach, while BTCI tracks Bitcoin ETPs with a crypto approach. Beta is 1.7893 for BITY and 1.6764 for BTCI, indicating BTCI is less volatile relative to the market.

BITY beta1.7893
BTCI beta1.6764

Fund details

BITY is managed by Amplify ETFs (launched 09/23/2024) with $12.7M in assets. BTCI is managed by NEOS (launched 10/16/2024) with $1.09B in assets.

BITY AUM$12.7M
BTCI AUM$1.09B

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Frequently asked questions

Is BITY or BTCI better for dividend income?

It depends on your goals. BTCI currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.

What is the difference between BITY and BTCI?

BITY (Amplify Bitcoin 24% Premium Income ETF) tracks Bitcoin with a covered call approach, while BTCI (NEOS Bitcoin High Income ETF) tracks Bitcoin ETPs with a crypto approach. They are issued by Amplify ETFs and NEOS respectively.

Can I hold both BITY and BTCI?

Yes — nothing prevents holding both. Whether the combination actually diversifies depends on how much the underlying exposures overlap, which isn't fully measurable from the data on this page; review each security's holdings, sector, and strategy before treating them as complementary.

Which has lower fees, BITY or BTCI?

BITY has an expense ratio of 0.65% while BTCI charges 0.98%. Lower fees mean more of your investment returns stay in your pocket over time.

How much income does $10,000 in BITY vs BTCI generate?

At current rates, $10,000 in BITY would generate roughly $191.75 per month ($2,301.00 annually). The same in BTCI would produce about $226.33 per month ($2,716.00 annually).

Which has performed better historically, BITY or BTCI?

BITY has lagged BTCI over the trailing twelve months, posting a -44.23% total return against -38.74%. Measured from Apr 2025 — when the younger fund began trading — BTCI has compounded at -24.15% a year versus -28.49% for BITY. Figures are total returns: price change plus every distribution reinvested. Past performance does not guarantee future results.

More comparisons to explore

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