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ETF Comparison

VTI vs VTV: Which Is the Better Pick in 2026?

A head-to-head comparison of Vanguard Total Stock Market ETF and Vanguard Value ETF covering yield, cost, risk, and income potential.

Data updated July 15, 2026

ETFs115
Total AUM$4484B

ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.

Vanguard is known for offering low-cost, passively managed ETFs that emphasize broad market exposure and long-term investing. The company operates 175 ETFs across diverse fund families including Index, Bond, Equity, Dividend, Income, International, Factor, and ESG strategies, serving investors with various goals from core portfolio building to specialized income generation. Notable for its scale and popular tickers like VB (total U.S. small-cap), BND (total bond market), and VBIAX (international bonds), Vanguard focuses on providing comprehensive, index-based investment solutions with an emphasis on cost efficiency and accessibility.

See our curated list of related YouTube videos on VTI and VTV.

Side-by-side snapshot

VTIVTV
Full nameVanguard Total Stock Market ETFVanguard Value ETF
IssuerVanguardVanguard
Last Close$371.16 as of July 15, 2026$218.60 as of July 15, 2026
Distribution yield1.12%1.98%
Distribution Safety Score 100100
Expense ratio0.03%0.04%
AUM$654B$180B
Distribution frequencyQuarterlyQuarterly
Underlying indexCRSP US Total Market IndexCRSP US Large Cap Value Index
ObjectiveTrack the CRSP US Total Market Index, representing the broad U.S. equity market.Provide exposure to the fund's underlying index or strategy per issuer materials.
Asset classEquityEquity
Inception date05/24/200101/26/2004
Beta1.03790.69
Last dividend$1.0437$1.0820
Ex-dividend date06/26/202606/26/2026

Bottom lineChoose VTI if you want the broadest one-fund diversification at rock-bottom cost. Choose VTV if you want higher current income (1.98% vs 1.12% for VTI).

Income calculator

See how much monthly income a hypothetical investment would generate in each ETF at current yields.

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Visual comparison

Key metrics

Projected income on $10K

Projections assume the current yield and share price remain constant. Actual results will vary.

Quick verdict

VTI (Vanguard Total Stock Market ETF) and VTV (Vanguard Value ETF) are both quarterly-pay dividend ETFs, but they take different approaches.

VTV offers the higher yield at 1.98% vs 1.12% for VTI. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.

VTI is cheaper with an expense ratio of 0.03% compared to 0.04%.

They track different benchmarks: VTI is linked to CRSP US Total Market Index while VTV tracks CRSP US Large Cap Value Index, which means their performance drivers differ.

VTI is the larger fund by assets ($654B), which generally means tighter spreads and better liquidity.

Who should choose each?

Choose VTI

Vanguard Total Stock Market ETF

  • Want the broadest single-fund diversification across the entire market.
  • Want to keep costs low — a 0.03% expense ratio vs 0.04% for VTV.

Choose VTV

Vanguard Value ETF

  • Want higher current income — VTV yields 1.98% vs 1.12% for VTI.
  • Want broad equity exposure.
  • Prefer lower volatility — a beta of 0.7 vs 1.0 for VTI.

Not sure? Use the income calculator and snapshot above to weigh these trade-offs against your own goals.

Deep dive

Yield & income

On a $10,000 investment, VTI would generate roughly $9.33/month, while VTV would produce $16.50/month, at current distribution rates. Both pay quarterly distributions.

VTI yield1.12%
VTV yield1.98%
Monthly diff on $10K$7.17

Cost & efficiency

Over 10 years on $10,000, VTI would cost approximately $30 in fees vs $40 for VTV (simplified, not compounded). The $10.00 difference may be offset by yield or performance.

VTI ER0.03%
VTV ER0.04%

Strategy & risk

VTI tracks CRSP US Total Market Index, while VTV tracks CRSP US Large Cap Value Index with an index approach. Beta is 1.0379 for VTI and 0.69 for VTV, indicating VTV is less volatile relative to the market.

VTI beta1.0379
VTV beta0.69

Fund details

VTI is managed by Vanguard (launched 05/24/2001) with $654B in assets. VTV is managed by Vanguard (launched 01/26/2004) with $180B in assets.

VTI AUM$654B
VTV AUM$180B

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Frequently asked questions

Is VTI or VTV better for dividend income?

It depends on your goals. VTV currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.

What is the difference between VTI and VTV?

VTI (Vanguard Total Stock Market ETF) tracks CRSP US Total Market Index, while VTV (Vanguard Value ETF) tracks CRSP US Large Cap Value Index with an index approach. They are issued by Vanguard and Vanguard respectively.

Can I hold both VTI and VTV?

Yes — nothing prevents holding both. Whether the combination actually diversifies depends on how much the underlying exposures overlap, which isn't fully measurable from the data on this page; review each security's holdings, sector, and strategy before treating them as complementary.

Which has lower fees, VTI or VTV?

VTI has an expense ratio of 0.03% while VTV charges 0.04%. Lower fees mean more of your investment returns stay in your pocket over time.

How much income does $10,000 in VTI vs VTV generate?

At current rates, $10,000 in VTI would generate roughly $9.33 per month ($112.00 annually). The same in VTV would produce about $16.50 per month ($198.00 annually).

More comparisons to explore

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