Income Planning

Build a dividend-income goal around real numbers

Choose a monthly target, compare the capital required at several yields, and use portfolio tools to test whether the plan is diversified and durable.

Open income calculator Explore retirement income

Start with your monthly target

Each guide shows the annual target and required capital across yield scenarios.

$500 per month Plan for $6,000 of annual portfolio income → $1,000 per month Plan for $12,000 of annual portfolio income → $2,500 per month Plan for $30,000 of annual portfolio income → $5,000 per month Plan for $60,000 of annual portfolio income →

All monthly income goals

Use the nearest target as a starting point, then adjust the calculator.

Test the plan from several angles

A target is only useful when taxes, payout changes, and total return stay visible.

Calculator Dividend income calculator Estimate annual and monthly income from capital and yield assumptions. Run the calculation → Calculator Yield on cost calculator See how dividend growth changes income relative to the original investment. Calculate yield on cost → ETF list Monthly income ETFs Compare monthly payers by yield, expense ratio, assets, and strategy. Browse monthly payers → ETF list Weekly income ETFs Review funds with weekly distributions and the strategies behind them. Browse weekly payers → Payout research Dividend histories and calendars Check the payment record behind a projected income stream. Research distributions → Yield research Browse by yield range Separate moderate-yield funds from high-risk double-digit payers. Explore yield ranges →

Income-planning reminders

How much capital is needed for dividend income?

Divide the annual income target by the expected portfolio yield. A $12,000 target at 5% implies $240,000 before taxes, fees, and payout changes.

Does a higher yield make the plan safer?

No. Higher yields reduce the arithmetic capital requirement, but can reflect leverage, option premium, credit risk, falling prices, or unstable payouts.

Turn the estimate into a portfolio plan

Use current holdings, payout history, and scenario assumptions together.

Open portfolio tools Ask Dividend Vision