ETF Comparison
VTI vs IVV: Which Is the Better Pick in 2026?
A head-to-head comparison of Vanguard Total Stock Market ETF and iShares Core S&P 500 ETF covering yield, cost, risk, and income potential.
Data updated April 5, 2026
Side-by-side snapshot
| VTI | IVV | |
|---|---|---|
| Full name | Vanguard Total Stock Market ETF | iShares Core S&P 500 ETF |
| Issuer | Vanguard | BlackRock |
| Price | $323.24 | $658.06 |
| Distribution yield | 1.11% | 1.17% |
| Expense ratio | 0.03% | 0.03% |
| AUM | $2088.9B | $750.7B |
| Distribution frequency | Quarterly | Quarterly |
| Underlying index | CRSP US Total Market Index | S&P 500 Index |
| Objective | Track the CRSP US Total Market Index, representing the broad U.S. equity market. | Seeks to track the investment results of an index composed of large-capitalization U.S. equities, measuring the performance of the large-cap sector of the U.S. equity market as determined by S&P Dow Jones Indices. |
| Asset class | Equity | Equity |
| Inception date | 05/24/2001 | 05/15/2000 |
| Beta | 1.04 | 1.0 |
| Last dividend | $1.00 | $1.78 |
| Ex-dividend date | 03/27/2026 | 03/17/2026 |
Visual comparison
Key metrics
Projected income on $10K
Projections assume the current yield and share price remain constant. Actual results will vary.
Quick verdict
VTI (Vanguard Total Stock Market ETF) and IVV (iShares Core S&P 500 ETF) are both popular quarterly-pay track the crsp us total market index, representing the broad u.s. equity market. ETFs, but they take different approaches.
IVV offers the higher yield at 1.17% vs 1.11% for VTI. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.
They track different benchmarks: VTI is linked to CRSP US Total Market Index while IVV tracks S&P 500 Index, which means their performance drivers differ.
VTI is the larger fund by assets ($2088.9B), which generally means tighter spreads and better liquidity.
Deep dive
Yield & income
On a $10,000 investment, VTI would generate roughly $9.25/month while IVV would produce $9.75/month at current distribution rates. Both pay quarterly distributions.
Cost & efficiency
Over 10 years on $10,000, VTI would cost approximately $30 in fees vs $30 for IVV (simplified, not compounded). Both charge the same expense ratio.
Strategy & risk
VTI tracks CRSP US Total Market Index with a track the crsp us total market index, representing the broad u.s. equity market. approach, while IVV tracks S&P 500 Index using a seeks to track the investment results of an index composed of large-capitalization u.s. equities, measuring the performance of the large-cap sector of the u.s. equity market as determined by s&p dow jones indices. strategy. Beta is 1.04 for VTI and 1.0 for IVV, indicating IVV is less volatile relative to the market.
Fund details
VTI is managed by Vanguard (launched 05/24/2001) with $2088.9B in assets. IVV is managed by BlackRock (launched 05/15/2000) with $750.7B in assets.
Income calculator
See how much monthly income a hypothetical investment would generate in each ETF at current yields.
Frequently asked questions
Is VTI or IVV better for dividend income?
It depends on your goals. IVV currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.
What is the difference between VTI and IVV?
VTI (Vanguard Total Stock Market ETF) tracks CRSP US Total Market Index with a track the crsp us total market index, representing the broad u.s. equity market. strategy, while IVV (iShares Core S&P 500 ETF) tracks S&P 500 Index with a seeks to track the investment results of an index composed of large-capitalization u.s. equities, measuring the performance of the large-cap sector of the u.s. equity market as determined by s&p dow jones indices. approach. They are issued by Vanguard and BlackRock respectively.
Can I hold both VTI and IVV?
Yes. Many income investors hold both to diversify across different strategies and underlying indexes. This can reduce concentration risk while maintaining a strong income stream.
Which has lower fees, VTI or IVV?
VTI has an expense ratio of 0.03% while IVV charges 0.03%. Lower fees mean more of your investment returns stay in your pocket over time.
How much income does $10,000 in VTI vs IVV generate?
At current yields, $10,000 in VTI would generate roughly $9.25 per month ($111.00 annually). The same in IVV would produce about $9.75 per month ($117.00 annually).
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