DV
Dividend Vision

ETF Comparison

QDTY vs QQQ: Which Is the Better Pick in 2026?

A head-to-head comparison of YieldMax Nasdaq 100 0DTE Covered Call Strategy ETF and Invesco QQQ Trust covering yield, cost, risk, and income potential.

Data updated May 24, 2026

ETFs62
Total AUM$9.2B

ETFs and AUM reflect what Dividend Vision tracks β€” the issuer's full lineup may be larger.

YieldMax specializes in options-based and income-focused ETFs, leveraging covered call and short option strategies to generate high distribution yields for investors seeking regular income. The firm operates a diverse lineup of 61 ETFs organized across nine fund families, including prominent strategies like 0DTE (zero days-to-expiration) options, covered calls, and target distribution approaches, alongside more traditional performance and portfolio-based offerings. YieldMax's holdings span major technology and financial namesβ€”including tickers like AMZY, APLY, BRKC, and FBYβ€”and the firm targets both individual investors and those seeking enhanced yield through systematic options strategies.

See our curated list of related YouTube videos on QDTY.

ETFs14
Total AUM$664.6B

ETFs and AUM reflect what Dividend Vision tracks β€” the issuer's full lineup may be larger.

Invesco is a major asset manager recognized for developing innovative ETF solutions across diverse investment strategies. Their fund lineup focuses primarily on income generation, offering investors options that emphasize dividend yield and regular distributions. With a portfolio of four ETFs including popular tickers like PRF (Preferred Stock ETF) and QQQM (Nasdaq-100 ETF), Invesco serves both income-focused and growth-oriented investors seeking streamlined exposure to specific market segments.

See our curated list of related YouTube videos on QQQ.

Side-by-side snapshot

QDTYQQQ
Full nameYieldMax Nasdaq 100 0DTE Covered Call Strategy ETFInvesco QQQ Trust
IssuerYieldMaxInvesco
Last Close$42.02 as of May 24, 2026$714.51 as of May 24, 2026
Distribution yield27.29%0.40%
Expense ratio1.17%0.18%
AUM$25M$440.3B
Distribution frequencyWeeklyQuarterly
Underlying indexNASDAQ 100Nasdaq-100 Index
ObjectiveCovered CallTrack the Nasdaq-100 Index, which includes 100 of the largest non-financial Nasdaq stocks.
Asset classEquityEquity
Inception date08/30/202403/10/1999
Betaβ€”1.18
Last dividend$0.22$0.73
Ex-dividend date05/20/202603/23/2026

Income calculator

See how much monthly income a hypothetical investment would generate in each ETF at current yields.

Want to go deeper?

Add these ETFs to a sample portfolio and forecast your dividend income over 5+ years β€” no signup required.

Visual comparison

Key metrics

Projected income on $10K

Projections assume the current yield and share price remain constant. Actual results will vary.

Quick verdict

QDTY (YieldMax Nasdaq 100 0DTE Covered Call Strategy ETF) and QQQ (Invesco QQQ Trust) are both dividend ETFs, but they take different approaches.

QDTY offers the higher yield at 27.29% vs 0.40% for QQQ. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.

QQQ is cheaper with an expense ratio of 0.18% compared to 1.17%.

They track different benchmarks: QDTY is linked to NASDAQ 100 while QQQ tracks Nasdaq-100 Index, which means their performance drivers differ.

QQQ is the larger fund by assets ($440.3B), which generally means tighter spreads and better liquidity.

Deep dive

Yield & income

On a $10,000 investment, QDTY would generate roughly $227.42/month, while QQQ would produce $3.33/month, at current distribution rates.

QDTY yield27.29%
QQQ yield0.40%
Monthly diff on $10K$224.08

Cost & efficiency

Over 10 years on $10,000, QDTY would cost approximately $1,170 in fees vs $180 for QQQ (simplified, not compounded). The $990.00 difference may be offset by yield or performance.

QDTY ER1.17%
QQQ ER0.18%

Strategy & risk

QDTY tracks NASDAQ 100 with a covered call approach, while QQQ tracks Nasdaq-100 Index using a growth strategy.

QDTY betaβ€”
QQQ beta1.18

Fund details

QDTY is managed by YieldMax (launched 08/30/2024) with $25M in assets. QQQ is managed by Invesco (launched 03/10/1999) with $440.3B in assets.

QDTY AUM$25M
QQQ AUM$440.3B

Enjoyed this page?

Do us a favor β€” if you found this comparison useful, please share it with a friend researching dividend ETFs.

Frequently asked questions

Is QDTY or QQQ better for dividend income?

It depends on your goals. QDTY currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.

What is the difference between QDTY and QQQ?

QDTY (YieldMax Nasdaq 100 0DTE Covered Call Strategy ETF) tracks NASDAQ 100 with a covered call strategy, while QQQ (Invesco QQQ Trust) tracks Nasdaq-100 Index with a growth approach. They are issued by YieldMax and Invesco respectively.

Can I hold both QDTY and QQQ?

Yes. Many income investors hold both to diversify across different strategies and underlying indexes. This can reduce concentration risk while maintaining a strong income stream.

Which has lower fees, QDTY or QQQ?

QDTY has an expense ratio of 1.17% while QQQ charges 0.18%. Lower fees mean more of your investment returns stay in your pocket over time.

How much income does $10,000 in QDTY vs QQQ generate?

At current rates, $10,000 in QDTY would generate roughly $227.42 per month ($2,729.00 annually). The same in QQQ would produce about $3.33 per month ($40.00 annually).

More comparisons to explore

Model these ETFs in your own portfolio

Start a free Dividend Vision account to project monthly income, track overlap across holdings, and compare these funds against anything else in your portfolio.