Projections assume the current yield and share price remain constant. Actual results will vary.
Total returns
100% reinvested · ex-date convention. Period returns use this fixed assumption, independent of chart settings. YTD and 1Y are cumulative period returns; 3Y, 5Y, and 10Y are annualized. The shared Since-start window is annualized only when it covers at least one year.
QQQM has outpaced SCHG over the trailing twelve months, posting a 24.91% total return against 13.73%. The lead holds up over 5 years too: QQQM has compounded at 16.56% a year, against 14.72% for SCHG. Figures are total returns: price change plus every distribution reinvested.
Total return and risk statistics by fund. Each row is one fund; each column is one period or statistic.
Total return with all distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date), split-adjusted, as of October 2, 2026. YTD and 1Y are cumulative period returns; 3Y, 5Y, and 10Y are annualized. The shared Since-start window is annualized only when it covers at least one year. “Since Oct 2020” measures every fund from October 13, 2020 — the start of shared available history — so all funds share one comparison window. Volatility is the annualized standard deviation of daily total returns over the trailing 3 years. Sharpe and Sortino divide the annualized return in excess of the risk-free rate by, respectively, that volatility and the downside deviation (both over the trailing 3 years) — higher is better. Max drawdown is the largest peak-to-trough total-return decline over the same window — shallower is better.
Side-by-side snapshot
Side-by-side snapshot. Each row is one metric;
each column is one fund.
Track the NASDAQ-100 Index with a lower expense ratio alternative to QQQ.
Seeks to track the Dow Jones U.S. Large-Cap Growth Total Stock Market Index, holding the components ranked 1-750 by full market capitalization that are classified as growth.
Bottom lineQQQM and SCHG are both for investors who want a growth tilt and can accept bigger swings for higher upside — so strategy isn't the deciding factor here. Cost is: SCHG charges 0.04% against 0.15% for QQQM, and between two funds this similar that gap comes straight out of your return every year you hold.
QQQM vs SCHG: listing rule or growth screen?
QQQM is 100 Nasdaq names with financials excluded by rule. SCHG screens the whole US large-cap market for growth, including NYSE names.
QQQM
SCHG
Index
NASDAQ-100 Index
Dow Jones U.S. Large-Cap Growth Total Stock Market Index
ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.
Invesco is a major ETF provider known for offering a comprehensive lineup spanning multiple asset classes and investment strategies. The company specializes in income-focused products including dividend, covered call, and bond strategies, while also maintaining broad exposure across equity, factor-based, thematic, and ESG investing themes. Invesco's portfolio ranges from index-tracking funds to alternatives and specialized offerings like digital assets and BulletShares, making it one of the more expansive ETF families available to investors.
See our curated list of related YouTube videos on QQQM.
ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.
Schwab is a major provider of low-cost, broad-based ETFs known for making investing accessible to individual investors through its discount brokerage platform. The issuer's fund lineup spans multiple categories including core index funds, dividend and income-focused strategies, factor-based approaches, international exposure, fixed income, and digital assets, with popular core holdings like SCHB (U.S. broad market) and SCHD (dividend appreciation) alongside more specialized thematic offerings. Schwab's ETF suite is characterized by its breadth across asset classes and investment styles, competitive expense ratios, and integration with its retail brokerage ecosystem.
See our curated list of related YouTube videos on SCHG.
QQQM (Invesco NASDAQ 100 ETF) and SCHG (Schwab U.S. Large-Cap Growth ETF) are both quarterly-pay dividend ETFs, but they take different approaches.
SCHG is cheaper with an expense ratio of 0.04% compared to 0.15%.
They have different reference exposures: QQQM is linked to NASDAQ-100 Index while SCHG is linked to Dow Jones U.S. Large-Cap Growth Total Stock Market Index, which means their performance drivers differ.
QQQM is the larger fund by assets ($110B), but assets alone do not establish trading costs or liquidity.
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On a $10,000 investment, QQQM would generate roughly $10.25 cash per distribution, while SCHG would produce $10.25 cash per distribution, at current distribution rates. Both pay quarterly distributions.
QQQM yield0.41%
SCHG yield0.41%
Cash diff on $10K$0.00
Cost & efficiency
Over 10 years on $10,000, QQQM would cost approximately $150 in fees vs $40 for SCHG (simplified, not compounded). The $110.00 difference may be offset by yield or performance.
QQQM ER0.15%
SCHG ER0.04%
Strategy & risk
QQQM tracks NASDAQ-100 Index with a growth approach, while SCHG tracks Dow Jones U.S. Large-Cap Growth Total Stock Market Index. Beta is 1.18 for QQQM and 1.22 for SCHG — effectively similar market sensitivity.
QQQM beta1.18
SCHG beta1.22
Fund details
QQQM is managed by Invesco (launched 10/13/2020) with $110B in assets. SCHG is managed by Schwab (launched 12/11/2009) with $64.3B in assets.
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Frequently asked questions
Is QQQM or SCHG a better way to own US growth stocks?
They define the universe differently. QQQM tracks NASDAQ-100 Index — an exchange-listing rule, not a growth screen, so it holds the 100 largest non-financial Nasdaq companies whether or not they look like growth stocks, and excludes anything listed elsewhere. SCHG tracks Dow Jones U.S. Large-Cap Growth Total Stock Market Index, which screens the whole US large-cap market on growth characteristics and so reaches NYSE-listed names too, across a much longer holdings list. Neither is an income fund — 0.41% and 0.41% respectively — so the decision is exposure and cost: 0.15% against 0.04%, with betas of 1.18 and 1.22, as of October 2026.
What is the current distribution rate for QQQM and SCHG?
QQQM currently distributes 0.41% and SCHG 0.41%, based on fund data updated October 2026. Distribution rate moves with both the payout and the share price, so check the as-of date before relying on either figure.
Is QQQM or SCHG better for dividend income?
It depends on your goals. QQQM currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.
Can I hold both QQQM and SCHG?
Yes — nothing prevents holding both. Whether the combination actually diversifies depends on how much the underlying exposures overlap, which isn't fully measurable from the data on this page; review each security's holdings, sector, and strategy before treating them as complementary.
Is QQQM or SCHG safer?
By Dividend Vision's Distribution Safety Score — a rules-based 0–100 estimate of how resilient a distribution looks, where higher is safer — SCHG scores 100, QQQM scores 97, so SCHG's payout currently looks the more resilient of the two. No score makes an investment risk-free — treat this as a screening signal, not a guarantee.
Which has lower fees, QQQM or SCHG?
QQQM has an expense ratio of 0.15% while SCHG charges 0.04%. Lower fees mean more of your investment returns stay in your pocket over time.
How much income does $10,000 in QQQM vs SCHG generate?
At current rates, $10,000 in QQQM would generate roughly $10.25 cash per distribution ($41.00 annually). The same in SCHG would produce about $10.25 cash per distribution ($41.00 annually).
Which has performed better historically, QQQM or SCHG?
QQQM has outpaced SCHG over the trailing twelve months, posting a 24.91% total return against 13.73%. The lead holds up over 5 years too: QQQM has compounded at 16.56% a year, against 14.72% for SCHG. Figures are total returns: price change plus every distribution reinvested. Past performance does not guarantee future results.
Explore related screeners
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