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ETF Comparison

QQQM vs SCHG: Which Is the Better Pick in 2026?

A head-to-head comparison of Invesco NASDAQ 100 ETF and Schwab U.S. Large-Cap Growth ETF covering yield, cost, risk, and income potential.

Data updated April 5, 2026

Side-by-side snapshot

QQQMSCHG
Full nameInvesco NASDAQ 100 ETFSchwab U.S. Large-Cap Growth ETF
IssuerInvescoSchwab
Price$240.57$29.41
Distribution yield0.50%0.38%
Expense ratio0.15%0.04%
AUM$70.7B$50.5B
Distribution frequencyQuarterlyQuarterly
Underlying indexNASDAQ-100 IndexDow Jones U.S. Large-Cap Growth Total Stock Market Index
ObjectiveTrack the NASDAQ-100 Index with a lower expense ratio alternative to QQQ.Capital Appreciation
Asset classEquityEquity
Inception date10/13/202012/11/2009
Beta1.151.19
Last dividend$0.33$0.04
Ex-dividend date03/23/202603/25/2026

Visual comparison

Key metrics

Projected income on $10K

Projections assume the current yield and share price remain constant. Actual results will vary.

Quick verdict

QQQM (Invesco NASDAQ 100 ETF) and SCHG (Schwab U.S. Large-Cap Growth ETF) are both popular quarterly-pay track the nasdaq-100 index with a lower expense ratio alternative to qqq. ETFs, but they take different approaches.

QQQM offers the higher yield at 0.50% vs 0.38% for SCHG. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.

SCHG is cheaper with an expense ratio of 0.04% compared to 0.15%.

They track different benchmarks: QQQM is linked to NASDAQ-100 Index while SCHG tracks Dow Jones U.S. Large-Cap Growth Total Stock Market Index, which means their performance drivers differ.

QQQM is the larger fund by assets ($70.7B), which generally means tighter spreads and better liquidity.

Deep dive

Yield & income

On a $10,000 investment, QQQM would generate roughly $4.17/month while SCHG would produce $3.17/month at current distribution rates. Both pay quarterly distributions.

QQQM yield0.50%
SCHG yield0.38%
Monthly diff on $10K$1.00

Cost & efficiency

Over 10 years on $10,000, QQQM would cost approximately $150 in fees vs $40 for SCHG (simplified, not compounded). The $110.00 difference may be offset by yield or performance.

QQQM ER0.15%
SCHG ER0.04%

Strategy & risk

QQQM tracks NASDAQ-100 Index with a track the nasdaq-100 index with a lower expense ratio alternative to qqq. approach, while SCHG tracks Dow Jones U.S. Large-Cap Growth Total Stock Market Index using a capital appreciation strategy. Beta is 1.15 for QQQM and 1.19 for SCHG, indicating QQQM is less volatile relative to the market.

QQQM beta1.15
SCHG beta1.19

Fund details

QQQM is managed by Invesco (launched 10/13/2020) with $70.7B in assets. SCHG is managed by Schwab (launched 12/11/2009) with $50.5B in assets.

QQQM AUM$70.7B
SCHG AUM$50.5B

Income calculator

See how much monthly income a hypothetical investment would generate in each ETF at current yields.

Frequently asked questions

Is QQQM or SCHG better for dividend income?

It depends on your goals. QQQM currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.

What is the difference between QQQM and SCHG?

QQQM (Invesco NASDAQ 100 ETF) tracks NASDAQ-100 Index with a track the nasdaq-100 index with a lower expense ratio alternative to qqq. strategy, while SCHG (Schwab U.S. Large-Cap Growth ETF) tracks Dow Jones U.S. Large-Cap Growth Total Stock Market Index with a capital appreciation approach. They are issued by Invesco and Schwab respectively.

Can I hold both QQQM and SCHG?

Yes. Many income investors hold both to diversify across different strategies and underlying indexes. This can reduce concentration risk while maintaining a strong income stream.

Which has lower fees, QQQM or SCHG?

QQQM has an expense ratio of 0.15% while SCHG charges 0.04%. Lower fees mean more of your investment returns stay in your pocket over time.

How much income does $10,000 in QQQM vs SCHG generate?

At current yields, $10,000 in QQQM would generate roughly $4.17 per month ($50.00 annually). The same in SCHG would produce about $3.17 per month ($38.00 annually).

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Go deeper

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