DV
Dividend Vision

ETF Comparison

GPIQ vs QQQ: Which Is the Better Pick in 2026?

A head-to-head comparison of Goldman Sachs Nasdaq-100 Core Premium Income ETF and Invesco QQQ Trust covering yield, cost, risk, and income potential.

Data updated July 15, 2026

ETFs48
Total AUM$64.7B

ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.

Goldman Sachs operates a 15-fund ETF lineup spanning diverse asset classes including bonds, commodities, factor-based strategies, income-focused funds, and international equities. The issuer is known for its specialized offerings in income generation and factor investing, with popular tickers including GSIE (a U.S. equity income fund) and GBIL (a short-duration bond fund). Their fund families emphasize both traditional index-based approaches and actively managed strategies across fixed income, commodities, and international markets.

See our curated list of related YouTube videos on GPIQ.

ETFs256
Total AUM$971B

ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.

Invesco is a major player in the ETF space known for offering a broad, diversified lineup of 71 funds spanning multiple investment themes and strategies. Their portfolio spans income-focused funds, factor-based equity strategies, commodity exposure, digital assets, ESG investing, and the popular Invesco QQQ family tracking the Nasdaq-100, serving both income-seeking and growth-oriented investors. The issuer is particularly recognized for specialized offerings like BulletShares (laddered bond funds), sector rotation strategies, and thematic investing options, making it a comprehensive choice for investors seeking varied exposures beyond traditional index funds.

See our curated list of related YouTube videos on QQQ.

Side-by-side snapshot

GPIQQQQ
Full nameGoldman Sachs Nasdaq-100 Core Premium Income ETFInvesco QQQ Trust
IssuerGoldman SachsInvesco
Last Close$57.75 as of July 15, 2026$719.69 as of July 15, 2026
Distribution yield10.79%0.44%
Distribution Safety Score 8495
Expense ratio0.29%0.18%
AUM$4.62B$481B
Distribution frequencyMonthlyQuarterly
Underlying indexNASDAQ 100Nasdaq-100 Index
ObjectiveSeeks current income while maintaining prospects for capital appreciation by investing at least 80% of net assets in companies included in the Nasdaq-100 and selling call options with exposure to the benchmark.Track the Nasdaq-100 Index, which includes 100 of the largest non-financial Nasdaq stocks.
Asset classEquityEquity
Inception date10/24/202303/10/1999
Beta1.09641.24
Last dividend$0.5191$0.7941
Ex-dividend date07/01/202612/21/2026

Bottom lineChoose GPIQ if you want to maximize current income — roughly 10.79%, generated by selling options premium. Choose QQQ if you want a growth tilt and can accept bigger swings for higher upside. There's no free lunch: GPIQ's payout comes from selling options, which caps upside and can erode the share price over time, while QQQ keeps full price exposure.

Income calculator

See how much monthly income a hypothetical investment would generate in each ETF at current yields.

Want to go deeper?

Add these ETFs to a sample portfolio and forecast your dividend income over 5+ years — no signup required.

Visual comparison

Key metrics

Projected income on $10K

Projections assume the current yield and share price remain constant. Actual results will vary.

Quick verdict

GPIQ (Goldman Sachs Nasdaq-100 Core Premium Income ETF) and QQQ (Invesco QQQ Trust) are both dividend ETFs, but they take different approaches.

GPIQ offers the higher yield at 10.79% vs 0.44% for QQQ. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.

QQQ is cheaper with an expense ratio of 0.18% compared to 0.29%.

They track different benchmarks: GPIQ is linked to NASDAQ 100 while QQQ tracks Nasdaq-100 Index, which means their performance drivers differ.

QQQ is the larger fund by assets ($481B), which generally means tighter spreads and better liquidity.

Who should choose each?

Choose GPIQ

Goldman Sachs Nasdaq-100 Core Premium Income ETF

  • Want to maximize current income — GPIQ distributes roughly 10.79% from selling options premium, vs 0.44% for QQQ.
  • Are comfortable with an options-income strategy — a large payout in exchange for capped upside.

Choose QQQ

Invesco QQQ Trust

  • Want a growth tilt and can accept larger swings for more upside.
  • Want to keep costs low — a 0.18% expense ratio vs 0.29% for GPIQ.

Not sure? Use the income calculator and snapshot above to weigh these trade-offs against your own goals.

Deep dive

Yield & income

On a $10,000 investment, GPIQ would generate roughly $89.92/month, while QQQ would produce $3.67/month, at current distribution rates.

GPIQ yield10.79%
QQQ yield0.44%
Monthly diff on $10K$86.25

Cost & efficiency

Over 10 years on $10,000, GPIQ would cost approximately $290 in fees vs $180 for QQQ (simplified, not compounded). The $110.00 difference may be offset by yield or performance.

GPIQ ER0.29%
QQQ ER0.18%

Strategy & risk

GPIQ tracks NASDAQ 100 with a covered call approach, while QQQ tracks Nasdaq-100 Index with a growth approach. Beta is 1.0964 for GPIQ and 1.24 for QQQ, indicating GPIQ is less volatile relative to the market.

GPIQ beta1.0964
QQQ beta1.24

Fund details

GPIQ is managed by Goldman Sachs (launched 10/24/2023) with $4.62B in assets. QQQ is managed by Invesco (launched 03/10/1999) with $481B in assets.

GPIQ AUM$4.62B
QQQ AUM$481B

Enjoyed this page?

Do us a favor — if you found this comparison useful, please share it with a friend researching dividend ETFs.

Frequently asked questions

Is GPIQ or QQQ better for dividend income?

It depends on your goals. GPIQ currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.

What is the difference between GPIQ and QQQ?

GPIQ (Goldman Sachs Nasdaq-100 Core Premium Income ETF) tracks NASDAQ 100 with a covered call approach, while QQQ (Invesco QQQ Trust) tracks Nasdaq-100 Index with a growth approach. They are issued by Goldman Sachs and Invesco respectively.

Can I hold both GPIQ and QQQ?

Yes — nothing prevents holding both. Whether the combination actually diversifies depends on how much the underlying exposures overlap, which isn't fully measurable from the data on this page; review each security's holdings, sector, and strategy before treating them as complementary.

Which has lower fees, GPIQ or QQQ?

GPIQ has an expense ratio of 0.29% while QQQ charges 0.18%. Lower fees mean more of your investment returns stay in your pocket over time.

How much income does $10,000 in GPIQ vs QQQ generate?

At current rates, $10,000 in GPIQ would generate roughly $89.92 per month ($1,079.00 annually). The same in QQQ would produce about $3.67 per month ($44.00 annually).

More comparisons to explore

Still deciding? Compare them against your own portfolio

See how each ETF fits alongside your real holdings — forecast future income, analyze overlap, and gauge risk. Start a free 7-day Dividend Vision trial and make the call with your full portfolio in view.