QQQ vs VOO vs VTI: Which Is the Better Pick in 2026?
A side-by-side comparison of Invesco QQQ Trust, Vanguard S&P 500 ETF and Vanguard Total Stock Market ETF covering yield, cost, risk, and income potential.
ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.
Invesco is a major player in the ETF space known for offering a broad, diversified lineup of 71 funds spanning multiple investment themes and strategies. Their portfolio spans income-focused funds, factor-based equity strategies, commodity exposure, digital assets, ESG investing, and the popular Invesco QQQ family tracking the Nasdaq-100, serving both income-seeking and growth-oriented investors. The issuer is particularly recognized for specialized offerings like BulletShares (laddered bond funds), sector rotation strategies, and thematic investing options, making it a comprehensive choice for investors seeking varied exposures beyond traditional index funds.
See our curated list of related YouTube videos on QQQ.
ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.
Vanguard is known for offering low-cost, passively managed ETFs that emphasize broad market exposure and long-term investing. The company operates 175 ETFs across diverse fund families including Index, Bond, Equity, Dividend, Income, International, Factor, and ESG strategies, serving investors with various goals from core portfolio building to specialized income generation. Notable for its scale and popular tickers like VB (total U.S. small-cap), BND (total bond market), and VBIAX (international bonds), Vanguard focuses on providing comprehensive, index-based investment solutions with an emphasis on cost efficiency and accessibility.
See our curated list of related YouTube videos on VOO and VTI.
Projections assume the current yield and share price remain constant. Actual results will vary.
Total returns
QQQ tops the group on trailing twelve-month total return at 31.06%, with VOO at 22.39% and VTI at 22.62%. Across the 10-year window, QQQ has the strongest compounding at 21.52% a year. Figures are total returns: price change plus every distribution reinvested.
Total return with all distributions reinvested on the ex-dividend date, split-adjusted, as of July 10, 2026. YTD and 1Y are cumulative; longer windows are annualized. “Since Sep 2010” measures every fund from September 9, 2010 — the youngest fund's first trading day — so all funds share one comparison window. Volatility is the annualized standard deviation of daily total returns over the trailing 3 years. Sharpe and Sortino divide the annualized return in excess of the risk-free rate by, respectively, that volatility and the downside deviation (both over the trailing 3 years) — higher is better. Max drawdown is the largest peak-to-trough total-return decline over the same window — shallower is better.
Quick verdict
QQQ (Invesco QQQ Trust), VOO (Vanguard S&P 500 ETF), VTI (Vanguard Total Stock Market ETF) are dividend ETFs that take different approaches.
VOO offers the highest reported yield at 1.13%, followed by VTI at 1.12%, QQQ at 0.44%.
VOO and VTI tie for the lowest expense ratio at 0.03%, compared to 0.18% for QQQ.
VOO is the largest fund by assets ($1033B), which generally means tighter spreads and better liquidity.
Deep dive
Yield & income
On a $10,000 investment: QQQ generates ~$3.67/month, VOO generates ~$9.42/month, VTI generates ~$9.33/month at current distribution rates.
QQQ yield0.44%
VOO yield1.13%
VTI yield1.12%
Cost & efficiency
Over 10 years on $10,000: QQQ costs ~$180, VOO costs ~$30, VTI costs ~$30 in fees (simplified, not compounded).
QQQ ER0.18%
VOO ER0.03%
VTI ER0.03%
Strategy & risk
QQQ tracks Nasdaq-100 Index with a growth approach; VOO tracks S&P 500 Index with a large cap approach; VTI tracks CRSP US Total Market Index.
QQQ beta1.24
VOO beta1.0
VTI beta1.0379
Fund details
QQQ is managed by Invesco (launched 03/10/1999) with $481B in assets. VOO is managed by Vanguard (launched 09/07/2010) with $1033B in assets. VTI is managed by Vanguard (launched 05/24/2001) with $654B in assets.
Do us a favor — if you found this comparison useful, please share it with a friend researching dividend ETFs.
Frequently asked questions
Which of QQQ, VOO, VTI is best for dividend income?
It depends on your goals. VOO currently offers the highest reported distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility, and funds without an established distribution history have no comparable yield to evaluate. Consider your time horizon and risk tolerance.
What is the difference between QQQ, VOO, VTI?
QQQ (Invesco QQQ Trust) tracks Nasdaq-100 Index with a growth approach, issued by Invesco. VOO (Vanguard S&P 500 ETF) tracks S&P 500 Index with a large cap approach, issued by Vanguard. VTI (Vanguard Total Stock Market ETF) tracks CRSP US Total Market Index, issued by Vanguard.
Can I hold QQQ, VOO, VTI together?
Yes — nothing prevents holding them together. Whether the combination actually diversifies depends on how much the underlying exposures overlap, which isn't fully measurable from the data on this page; review each security's holdings, sector, and strategy before treating them as complementary.
Which has the lowest fees among QQQ, VOO, VTI?
QQQ has an expense ratio of 0.18%, VOO has an expense ratio of 0.03%, VTI has an expense ratio of 0.03%. Lower fees mean more of your investment returns stay in your pocket over time.
How much income does $10,000 generate in each?
$10,000 in QQQ yields ~$3.67/month ($44.00/year). $10,000 in VOO yields ~$9.42/month ($113.00/year). $10,000 in VTI yields ~$9.33/month ($112.00/year).
Explore related screeners
Lateral filters that include these funds — browse the full peer set on DividendVision.
Still deciding? Compare them against your own portfolio
See how each ETF fits alongside your real holdings — forecast future income, analyze overlap, and gauge risk. Start a free 7-day Dividend Vision trial and make the call with your full portfolio in view.
