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ETF Comparison

VGT vs VTI: Which Is the Better Pick in 2026?

A head-to-head comparison of Vanguard Information Technology ETF and Vanguard Total Stock Market ETF covering yield, cost, risk, and income potential.

Data updated July 15, 2026

Vanguard
ETFs115
Total AUM$4484B

ETFs and AUM reflect what Dividend Vision tracks — the issuer's full lineup may be larger.

Vanguard is known for offering low-cost, passively managed ETFs that emphasize broad market exposure and long-term investing. The company operates 175 ETFs across diverse fund families including Index, Bond, Equity, Dividend, Income, International, Factor, and ESG strategies, serving investors with various goals from core portfolio building to specialized income generation. Notable for its scale and popular tickers like VB (total U.S. small-cap), BND (total bond market), and VBIAX (international bonds), Vanguard focuses on providing comprehensive, index-based investment solutions with an emphasis on cost efficiency and accessibility.

See our curated list of related YouTube videos on VGT and VTI.

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Side-by-side snapshot

VGTVTI
Full nameVanguard Information Technology ETFVanguard Total Stock Market ETF
IssuerVanguardVanguard
Last Close$117.11 as of July 15, 2026$371.16 as of July 15, 2026
Distribution yield0.47%1.12%
Distribution Safety Score 89100
Expense ratio0.10%0.03%
AUM$143B$654B
Distribution frequencyQuarterlyQuarterly
Underlying indexa basket of Vanguard Information Technology ETF holdingsCRSP US Total Market Index
ObjectiveSeeks to track the performance of the MSCI US Investable Market Index/Information Technology 25/50, an index made up of stocks of large, mid-size, and small U.S. companies within the information technology sector, including technology software and services, hardware and equipment, and semiconductor manufacturers.Track the CRSP US Total Market Index, representing the broad U.S. equity market.
Asset classEquityEquity
Inception date01/26/200405/24/2001
Beta1.441.0379
Last dividend$0.1384$1.0437
Ex-dividend date06/24/202606/26/2026

Bottom lineChoose VGT if you want broad equity exposure. Choose VTI if you want higher current income (1.12% vs 0.47% for VGT).

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Visual comparison

Key metrics

Projected income on $10K

Projections assume the current yield and share price remain constant. Actual results will vary.

Quick verdict

VGT (Vanguard Information Technology ETF) and VTI (Vanguard Total Stock Market ETF) are both quarterly-pay dividend ETFs, but they take different approaches.

VTI offers the higher yield at 1.12% vs 0.47% for VGT. A higher yield means more current income per dollar invested, though it may come with different risk characteristics.

VTI is cheaper with an expense ratio of 0.03% compared to 0.10%.

They track different benchmarks: VGT is linked to a basket of Vanguard Information Technology ETF holdings while VTI tracks CRSP US Total Market Index, which means their performance drivers differ.

VTI is the larger fund by assets ($654B), which generally means tighter spreads and better liquidity.

Deep dive

Yield & income

On a $10,000 investment, VGT would generate roughly $3.92/month, while VTI would produce $9.33/month, at current distribution rates. Both pay quarterly distributions.

VGT yield0.47%
VTI yield1.12%
Monthly diff on $10K$5.42

Cost & efficiency

Over 10 years on $10,000, VGT would cost approximately $100 in fees vs $30 for VTI (simplified, not compounded). The $70.00 difference may be offset by yield or performance.

VGT ER0.10%
VTI ER0.03%

Strategy & risk

VGT holds a basket of Vanguard Information Technology ETF holdings, while VTI tracks CRSP US Total Market Index. Beta is 1.44 for VGT and 1.0379 for VTI, indicating VTI is less volatile relative to the market.

VGT beta1.44
VTI beta1.0379

Fund details

VGT is managed by Vanguard (launched 01/26/2004) with $143B in assets. VTI is managed by Vanguard (launched 05/24/2001) with $654B in assets.

VGT AUM$143B
VTI AUM$654B
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Frequently asked questions

Is VGT or VTI better for dividend income?

It depends on your goals. VTI currently offers the higher distribution yield, which means more income per dollar invested. However, a lower-yield fund may offer better total return or lower volatility. Consider your time horizon and risk tolerance.

What is the difference between VGT and VTI?

VGT (Vanguard Information Technology ETF) holds a basket of Vanguard Information Technology ETF holdings, while VTI (Vanguard Total Stock Market ETF) tracks CRSP US Total Market Index. They are issued by Vanguard and Vanguard respectively.

Can I hold both VGT and VTI?

Yes — nothing prevents holding both. Whether the combination actually diversifies depends on how much the underlying exposures overlap, which isn't fully measurable from the data on this page; review each security's holdings, sector, and strategy before treating them as complementary.

Which has lower fees, VGT or VTI?

VGT has an expense ratio of 0.10% while VTI charges 0.03%. Lower fees mean more of your investment returns stay in your pocket over time.

How much income does $10,000 in VGT vs VTI generate?

At current rates, $10,000 in VGT would generate roughly $3.92 per month ($47.00 annually). The same in VTI would produce about $9.33 per month ($112.00 annually).

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